First Arkansas Bank and Trust
Major Rating Factors:
Excellent current capitalization (9.4 on a scale of 0 to 10) and a capital leverage ratio of 10.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.8 percent of nonperforming loans to core capital combined with 12.0 percent from a year earlier contributes to the Fair asset quality (4.2). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Fair (3.6) profitability.
Asset Mix:
Securities (21%), comm loans (20%), comm re (18%), home mtgs (11%), consumer loans (6%), home eq lns (3%), cash (2%), other (20%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Arkansas BancShares, Inc.
Investment Rating
--
Address
600 West Main Street
Jacksonville, AR 72076
Jacksonville, AR 72076
Phone Number
(501) 982-4511
Year Founded
1949
FDIC Number
Website
Largest Affiliates
No affiliate information available.