C
Citizens Deposit Bank of Arlington, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.76
Return On
Assets
1.45%
Total
Assets
332.56M
Capital
38.97M
Total
Deposits
271.79M
Net
Income
3.50M
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Weiss Ratings Citizens Deposit Bank of Arlington, Inc.
Arlington, KY 		Click to
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Rating C
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 5.90
Stability Index 3.70
Company Info Citizens Deposit Bank of Arlington, Inc.
Arlington, KY 		Click to
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FDIC Number 16852
Phone Number (270) 655-6921
Website cdbky.com
Asset Quality Citizens Deposit Bank of Arlington, Inc.
Arlington, KY 		Click to
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1-Year Asset Growth 7.36%
5-Year Asset Growth 6.56%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 0.06%
Balance Sheet Citizens Deposit Bank of Arlington, Inc.
Arlington, KY 		Click to
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Total Assets 332.56M
Total Deposits 271.79M
Capital and Reserves Citizens Deposit Bank of Arlington, Inc.
Arlington, KY 		Click to
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Capital 38.97M
Leverage Ratio 13.76
Loan Loss Reserves to Loans 1.96%
Risk-Based Capital Ratio --
Liquidity Citizens Deposit Bank of Arlington, Inc.
Arlington, KY 		Click to
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Hot Money Ratio 46.38%
Liquidity Ratio 13.33%
Profitability Citizens Deposit Bank of Arlington, Inc.
Arlington, KY 		Click to
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5-Year Return on Average Assets 1.28%
Net Income 3.50M
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 59.06%
Return on Assets 1.45%
Return on Equity 12.80%