| Weiss Ratings |
First American Bank and Trust Company
Athens, GA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 9.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
First American Bank and Trust Company
Athens, GA |
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| FDIC Number | 16858 | |||
| Phone Number | (706) 354-5000 | |||
| Website | www.fabt.bank | |||
| Asset Quality |
First American Bank and Trust Company
Athens, GA |
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| 1-Year Asset Growth | 7.34% | |||
| 5-Year Asset Growth | 9.19% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.13% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
First American Bank and Trust Company
Athens, GA |
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| Total Assets | 863.95M | |||
| Total Deposits | 737.87M | |||
| Capital and Reserves |
First American Bank and Trust Company
Athens, GA |
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| Capital | 109.16M | |||
| Leverage Ratio | 12.80 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 18.66 | |||
| Liquidity |
First American Bank and Trust Company
Athens, GA |
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| Hot Money Ratio | 3.63% | |||
| Liquidity Ratio | 19.70% | |||
| Profitability |
First American Bank and Trust Company
Athens, GA |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 12.63M | |||
| Net Interest Spread | 4.43% | |||
| Operating Profit to Average Assets | 2.52% | |||
| Overhead Efficiency Ratio | 49.73% | |||
| Return on Assets | 1.99% | |||
| Return on Equity | 16.10% | |||