Major Rating Factors:
Excellent current capitalization (8.5 on a scale of 0 to 10) and a capital leverage ratio of 10.0. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.5).
Other Rating Factors:
Fair liquidity 3.7, driven by a liquidity ratio of 32.2 percent and a “hot money” ratio of 15.6 percent. Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.7 has resulted in Fair (3.4) profitability.
Asset Mix:
Securities (37%), comm re (7%), comm loans (6%), cash (5%), consumer loans (3%), other (42%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Parkston Investment Company
Investment Rating
--
Address
103 West Main Street
Parkston, SD 57366
Parkston, SD 57366
Phone Number
(605) 928-7991
Year Founded
1919
FDIC Number
Website
Largest Affiliates
No affiliate information available.