Citizens Independent Bank
| Weiss Ratings |
Citizens Independent Bank
Saint Louis Park, MN |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 5.20 | |||
| Company Info |
Citizens Independent Bank
Saint Louis Park, MN |
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| FDIC Number | 16863 | |||
| Phone Number | (952) 926-6561 | |||
| Website | www.bankcib.com | |||
| Asset Quality |
Citizens Independent Bank
Saint Louis Park, MN |
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| 1-Year Asset Growth | -3.53% | |||
| 5-Year Asset Growth | -1.59% | |||
| 5-Year Charge-Offs to Average Loans | -0.10% | |||
| Charge-Offs to Average Loans | 2.85% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 0.91% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Citizens Independent Bank
Saint Louis Park, MN |
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| Total Assets | 314.21M | |||
| Total Deposits | 267.03M | |||
| Capital and Reserves |
Citizens Independent Bank
Saint Louis Park, MN |
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| Capital | 31.22M | |||
| Leverage Ratio | 12.31 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | 18.29 | |||
| Liquidity |
Citizens Independent Bank
Saint Louis Park, MN |
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| Hot Money Ratio | 11.47% | |||
| Liquidity Ratio | 29.42% | |||
| Profitability |
Citizens Independent Bank
Saint Louis Park, MN |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 834.00K | |||
| Net Interest Spread | 3.89% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 82.98% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 5.48% | |||