Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). A current level of 0.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9).
Other Rating Factors:
Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 2.3 has resulted in Excellent (10.0) profitability. Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.0.
Asset Mix:
Comm loans (32%), securities (16%), comm re (15%), cash (13%), home mtgs (4%), consumer loans (0%), other (19%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Snyder Holding Company
Investment Rating
--
Address
5009 College Avenue
Snyder, TX 79549
Snyder, TX 79549
Phone Number
(325) 573-5441
Year Founded
1950
FDIC Number
Website
Largest Affiliates
No affiliate information available.