| Weiss Ratings |
West Texas State Bank
Snyder, TX |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
West Texas State Bank
Snyder, TX |
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| FDIC Number | 16866 | |||
| Phone Number | (325) 573-5441 | |||
| Website | www.ebanktexas.com | |||
| Asset Quality |
West Texas State Bank
Snyder, TX |
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| 1-Year Asset Growth | 19.02% | |||
| 5-Year Asset Growth | 21.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 1.00% | |||
| Non-Performing Loans to Capital | 0.92% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
West Texas State Bank
Snyder, TX |
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| Total Assets | 380.91M | |||
| Total Deposits | 335.07M | |||
| Capital and Reserves |
West Texas State Bank
Snyder, TX |
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| Capital | 42.27M | |||
| Leverage Ratio | 10.97 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Texas State Bank
Snyder, TX |
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| Hot Money Ratio | 33.02% | |||
| Liquidity Ratio | 22.58% | |||
| Profitability |
West Texas State Bank
Snyder, TX |
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| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 8.19M | |||
| Net Interest Spread | 4.98% | |||
| Operating Profit to Average Assets | 2.34% | |||
| Overhead Efficiency Ratio | 46.48% | |||
| Return on Assets | 2.34% | |||
| Return on Equity | 21.71% | |||