| Weiss Ratings |
West Texas State Bank
Snyder, TX |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
West Texas State Bank
Snyder, TX |
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| FDIC Number | 16866 | |||
| Phone Number | (325) 573-5441 | |||
| Website | www.ebanktexas.com | |||
| Asset Quality |
West Texas State Bank
Snyder, TX |
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| 1-Year Asset Growth | 27.43% | |||
| 5-Year Asset Growth | 21.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.86% | |||
| Non-Performing Loans to Capital | 11.18% | |||
| Non-Performing Loans to Loans | 1.67% | |||
| Balance Sheet |
West Texas State Bank
Snyder, TX |
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| Total Assets | 443.72M | |||
| Total Deposits | 396.51M | |||
| Capital and Reserves |
West Texas State Bank
Snyder, TX |
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| Capital | 45.04M | |||
| Leverage Ratio | 10.49 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Texas State Bank
Snyder, TX |
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| Hot Money Ratio | 41.24% | |||
| Liquidity Ratio | 21.18% | |||
| Profitability |
West Texas State Bank
Snyder, TX |
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| 5-Year Return on Average Assets | 1.93% | |||
| Net Income | 3.71M | |||
| Net Interest Spread | 4.66% | |||
| Operating Profit to Average Assets | 1.79% | |||
| Overhead Efficiency Ratio | 51.38% | |||
| Return on Assets | 1.79% | |||
| Return on Equity | 17.00% | |||