| Weiss Ratings |
West Texas State Bank
Snyder, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
West Texas State Bank
Snyder, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16866 | |||
| Phone Number | (325) 573-5441 | |||
| Website | www.ebanktexas.com | |||
| Asset Quality |
West Texas State Bank
Snyder, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 18.96% | |||
| 5-Year Asset Growth | 23.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.78% | |||
| Non-Performing Loans to Capital | 7.14% | |||
| Non-Performing Loans to Loans | 1.29% | |||
| Balance Sheet |
West Texas State Bank
Snyder, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 363.87M | |||
| Total Deposits | 320.00M | |||
| Capital and Reserves |
West Texas State Bank
Snyder, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 39.93M | |||
| Leverage Ratio | 11.04 | |||
| Loan Loss Reserves to Loans | 1.49% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Texas State Bank
Snyder, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 35.03% | |||
| Liquidity Ratio | 22.06% | |||
| Profitability |
West Texas State Bank
Snyder, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 6.00M | |||
| Net Interest Spread | 5.03% | |||
| Operating Profit to Average Assets | 2.35% | |||
| Overhead Efficiency Ratio | 46.63% | |||
| Return on Assets | 2.35% | |||
| Return on Equity | 21.86% | |||