B
United Community Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Greenville, SC
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Rating B
Asset Quality Index 5.80
Capitalization Index 6.90
Liquidity Index 2.40
Profitability Index 5.70
Stability Index 5.70
Company Info United Community Bank
Greenville, SC
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FDIC Number 16889
Phone Number (800) 822-2651
Website www.ucbi.com
Asset Quality United Community Bank
Greenville, SC
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1-Year Asset Growth 0.99%
5-Year Asset Growth 11.44%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.28%
Non-Performing Loans to Loans 0.53%
Balance Sheet United Community Bank
Greenville, SC
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Total Assets 27.93B
Total Deposits 24.14B
Capital and Reserves United Community Bank
Greenville, SC
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Capital 3.39B
Leverage Ratio 9.42
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 13.37
Liquidity United Community Bank
Greenville, SC
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Hot Money Ratio 10.07%
Liquidity Ratio 13.94%
Profitability United Community Bank
Greenville, SC
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5-Year Return on Average Assets 1.10%
Net Income 333.15M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.53%
Overhead Efficiency Ratio 55.00%
Return on Assets 1.19%
Return on Equity 9.98%