B
United Community Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Greenville, SC
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Rating B
Asset Quality Index 6.30
Capitalization Index 6.90
Liquidity Index 2.60
Profitability Index 6.50
Stability Index 5.70
Company Info United Community Bank
Greenville, SC
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FDIC Number 16889
Phone Number (800) 822-2651
Website www.ucbi.com
Asset Quality United Community Bank
Greenville, SC
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1-Year Asset Growth 3.37%
5-Year Asset Growth 11.44%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.62%
Non-Performing Loans to Loans 0.53%
Balance Sheet United Community Bank
Greenville, SC
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Total Assets 28.99B
Total Deposits 24.07B
Capital and Reserves United Community Bank
Greenville, SC
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Capital 3.42B
Leverage Ratio 9.52
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 12.93
Liquidity United Community Bank
Greenville, SC
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Hot Money Ratio 10.35%
Liquidity Ratio 12.50%
Profitability United Community Bank
Greenville, SC
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5-Year Return on Average Assets 1.11%
Net Income 198.12M
Net Interest Spread 3.65%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 57.02%
Return on Assets 1.40%
Return on Equity 11.66%