B
United Community Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Bank
Greenville, SC
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Rating B
Asset Quality Index 5.30
Capitalization Index 6.50
Liquidity Index 2.70
Profitability Index 4.60
Stability Index 9.70
Company Info United Community Bank
Greenville, SC
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FDIC Number 16889
Phone Number (800) 822-2651
Website www.ucbi.com
Asset Quality United Community Bank
Greenville, SC
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1-Year Asset Growth 1.93%
5-Year Asset Growth 22.92%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 4.66%
Non-Performing Loans to Loans 0.96%
Balance Sheet United Community Bank
Greenville, SC
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Total Assets 27.83B
Total Deposits 24.24B
Capital and Reserves United Community Bank
Greenville, SC
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Capital 3.28B
Leverage Ratio 9.37
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 13.74
Liquidity United Community Bank
Greenville, SC
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Hot Money Ratio 9.43%
Liquidity Ratio 17.39%
Profitability United Community Bank
Greenville, SC
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5-Year Return on Average Assets 1.10%
Net Income 74.58M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 55.90%
Return on Assets 1.07%
Return on Equity 9.10%