| Weiss Ratings |
First State Bank of Bedias
Bedias, TX |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 7.00 | |||
| Company Info |
First State Bank of Bedias
Bedias, TX |
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| FDIC Number | 16895 | |||
| Phone Number | (936) 395-2141 | |||
| Website | www.bediasbank.com | |||
| Asset Quality |
First State Bank of Bedias
Bedias, TX |
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| 1-Year Asset Growth | 7.04% | |||
| 5-Year Asset Growth | 5.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 1.54% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
First State Bank of Bedias
Bedias, TX |
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| Total Assets | 208.79M | |||
| Total Deposits | 171.89M | |||
| Capital and Reserves |
First State Bank of Bedias
Bedias, TX |
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| Capital | 35.83M | |||
| Leverage Ratio | 18.57 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank of Bedias
Bedias, TX |
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| Hot Money Ratio | 29.78% | |||
| Liquidity Ratio | 43.21% | |||
| Profitability |
First State Bank of Bedias
Bedias, TX |
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| 5-Year Return on Average Assets | 2.22% | |||
| Net Income | 1.16M | |||
| Net Interest Spread | 4.56% | |||
| Operating Profit to Average Assets | 2.27% | |||
| Overhead Efficiency Ratio | 52.56% | |||
| Return on Assets | 2.27% | |||
| Return on Equity | 13.09% | |||