| Weiss Ratings |
First State Bank of Bedias
Bedias, TX |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
First State Bank of Bedias
Bedias, TX |
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| FDIC Number | 16895 | |||
| Phone Number | (936) 395-2141 | |||
| Website | www.bediasbank.com | |||
| Asset Quality |
First State Bank of Bedias
Bedias, TX |
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| 1-Year Asset Growth | 5.99% | |||
| 5-Year Asset Growth | 5.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 2.32% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
First State Bank of Bedias
Bedias, TX |
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| Total Assets | 214.19M | |||
| Total Deposits | 175.48M | |||
| Capital and Reserves |
First State Bank of Bedias
Bedias, TX |
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| Capital | 37.46M | |||
| Leverage Ratio | 18.01 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank of Bedias
Bedias, TX |
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| Hot Money Ratio | 32.50% | |||
| Liquidity Ratio | 39.72% | |||
| Profitability |
First State Bank of Bedias
Bedias, TX |
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| 5-Year Return on Average Assets | 2.22% | |||
| Net Income | 3.84M | |||
| Net Interest Spread | 4.69% | |||
| Operating Profit to Average Assets | 2.45% | |||
| Overhead Efficiency Ratio | 49.69% | |||
| Return on Assets | 2.45% | |||
| Return on Equity | 14.22% | |||