F&M Bank
| Weiss Ratings |
F&M Bank
Washington, GA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
F&M Bank
Washington, GA |
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| FDIC Number | 16897 | |||
| Phone Number | (706) 678-2187 | |||
| Website | www.fmbanknow.com | |||
| Asset Quality |
F&M Bank
Washington, GA |
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| 1-Year Asset Growth | 5.61% | |||
| 5-Year Asset Growth | 5.89% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.35% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
F&M Bank
Washington, GA |
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| Total Assets | 418.55M | |||
| Total Deposits | 356.15M | |||
| Capital and Reserves |
F&M Bank
Washington, GA |
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| Capital | 53.49M | |||
| Leverage Ratio | 15.08 | |||
| Loan Loss Reserves to Loans | 1.88% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
F&M Bank
Washington, GA |
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| Hot Money Ratio | 27.31% | |||
| Liquidity Ratio | 10.68% | |||
| Profitability |
F&M Bank
Washington, GA |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 5.81M | |||
| Net Interest Spread | 4.84% | |||
| Operating Profit to Average Assets | 1.80% | |||
| Overhead Efficiency Ratio | 57.17% | |||
| Return on Assets | 1.43% | |||
| Return on Equity | 11.80% | |||