B
First National Bank of Griffin
GriffinGA
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Griffin
Griffin, GA
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Rating B
Asset Quality Index 9.30
Capitalization Index 9.20
Liquidity Index 5.00
Profitability Index 7.60
Stability Index 3.60
Company Info First National Bank of Griffin
Griffin, GA
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FDIC Number 169
Phone Number (770) 227-2251
Website www.fnb-griffinonline.com
Asset Quality First National Bank of Griffin
Griffin, GA
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1-Year Asset Growth 0.14%
5-Year Asset Growth 5.97%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.58%
Non-Performing Loans to Loans 0.10%
Balance Sheet First National Bank of Griffin
Griffin, GA
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Total Assets 370.91M
Total Deposits 326.20M
Capital and Reserves First National Bank of Griffin
Griffin, GA
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Capital 27.92M
Leverage Ratio 10.48
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 19.51
Liquidity First National Bank of Griffin
Griffin, GA
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Hot Money Ratio 6.73%
Liquidity Ratio 50.81%
Profitability First National Bank of Griffin
Griffin, GA
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5-Year Return on Average Assets 0.89%
Net Income 1.59M
Net Interest Spread 4.15%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 56.43%
Return on Assets 1.77%
Return on Equity 23.89%