B
First National Bank of Griffin
GriffinGA
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Griffin
Griffin, GA
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Rating B
Asset Quality Index 8.00
Capitalization Index 8.60
Liquidity Index 4.90
Profitability Index 6.50
Stability Index 3.70
Company Info First National Bank of Griffin
Griffin, GA
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FDIC Number 169
Phone Number (770) 227-2251
Website www.fnb-griffinonline.com
Asset Quality First National Bank of Griffin
Griffin, GA
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1-Year Asset Growth -3.76%
5-Year Asset Growth 5.97%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.71%
Non-Performing Loans to Loans 0.12%
Balance Sheet First National Bank of Griffin
Griffin, GA
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Total Assets 360.65M
Total Deposits 317.35M
Capital and Reserves First National Bank of Griffin
Griffin, GA
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Capital 25.43M
Leverage Ratio 10.08
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 18.14
Liquidity First National Bank of Griffin
Griffin, GA
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Hot Money Ratio 7.15%
Liquidity Ratio 48.38%
Profitability First National Bank of Griffin
Griffin, GA
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5-Year Return on Average Assets 0.74%
Net Income 5.02M
Net Interest Spread 4.33%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 61.75%
Return on Assets 1.40%
Return on Equity 21.11%