Princeville State Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.8 has resulted in Fair (4.0) profitability.
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) and a capital leverage ratio of 9.3. Fair liquidity 3.6, driven by a liquidity ratio of 18.5 percent and a “hot money” ratio of 12.9 percent.
Asset Mix:
Securities (32%), comm loans (17%), comm re (10%), cash (7%), consumer loans (5%), home mtgs (4%), home eq lns (1%), other (24%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
1870 Holdings, Inc.
Investment Rating
--
Address
142 East Main Street
Princeville, IL 61559
Princeville, IL 61559
Phone Number
(309) 385-4375
Year Founded
1950
FDIC Number
Website
Largest Affiliates
No affiliate information available.