| Weiss Ratings |
Spiro State Bank
Spiro, OK |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 6.10 | |||
| Company Info |
Spiro State Bank
Spiro, OK |
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| FDIC Number | 16908 | |||
| Phone Number | (918) 962-2453 | |||
| Website | www.spirostatebank.com | |||
| Asset Quality |
Spiro State Bank
Spiro, OK |
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| 1-Year Asset Growth | 35.48% | |||
| 5-Year Asset Growth | 20.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.36% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Spiro State Bank
Spiro, OK |
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| Total Assets | 129.92M | |||
| Total Deposits | 104.67M | |||
| Capital and Reserves |
Spiro State Bank
Spiro, OK |
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| Capital | 24.95M | |||
| Leverage Ratio | 17.01 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Spiro State Bank
Spiro, OK |
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| Hot Money Ratio | 37.69% | |||
| Liquidity Ratio | 26.62% | |||
| Profitability |
Spiro State Bank
Spiro, OK |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | 21.00K | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 0.04% | |||
| Overhead Efficiency Ratio | 93.93% | |||
| Return on Assets | 0.03% | |||
| Return on Equity | 0.25% | |||