| Weiss Ratings |
Spiro State Bank
Spiro, OK |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 5.10 | |||
| Company Info |
Spiro State Bank
Spiro, OK |
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| FDIC Number | 16908 | |||
| Phone Number | (918) 962-2453 | |||
| Website | www.spirostatebank.com | |||
| Asset Quality |
Spiro State Bank
Spiro, OK |
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| 1-Year Asset Growth | 43.85% | |||
| 5-Year Asset Growth | 20.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.59% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Spiro State Bank
Spiro, OK |
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| Total Assets | 116.56M | |||
| Total Deposits | 101.85M | |||
| Capital and Reserves |
Spiro State Bank
Spiro, OK |
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| Capital | 14.44M | |||
| Leverage Ratio | 11.29 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Spiro State Bank
Spiro, OK |
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| Hot Money Ratio | 40.70% | |||
| Liquidity Ratio | 25.97% | |||
| Profitability |
Spiro State Bank
Spiro, OK |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | 111.00K | |||
| Net Interest Spread | 5.03% | |||
| Operating Profit to Average Assets | -0.16% | |||
| Overhead Efficiency Ratio | 97.67% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 0.78% | |||