| Weiss Ratings |
22nd State Banking Company
Mobile, AL |
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| Rating | ||||
| Asset Quality Index | 2.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 6.50 | |||
| Company Info |
22nd State Banking Company
Mobile, AL |
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| FDIC Number | 16910 | |||
| Phone Number | (251) 445-3805 | |||
| Website | www.22ndstatebank.com | |||
| Asset Quality |
22nd State Banking Company
Mobile, AL |
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| 1-Year Asset Growth | 4.00% | |||
| 5-Year Asset Growth | 27.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 2.58% | |||
| Non-Performing Loans to Capital | 19.18% | |||
| Non-Performing Loans to Loans | 3.34% | |||
| Balance Sheet |
22nd State Banking Company
Mobile, AL |
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| Total Assets | 262.69M | |||
| Total Deposits | 219.83M | |||
| Capital and Reserves |
22nd State Banking Company
Mobile, AL |
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| Capital | 35.87M | |||
| Leverage Ratio | 12.93 | |||
| Loan Loss Reserves to Loans | 2.09% | |||
| Risk-Based Capital Ratio | 16.06 | |||
| Liquidity |
22nd State Banking Company
Mobile, AL |
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| Hot Money Ratio | 27.86% | |||
| Liquidity Ratio | 18.61% | |||
| Profitability |
22nd State Banking Company
Mobile, AL |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 5.80M | |||
| Net Interest Spread | 7.00% | |||
| Operating Profit to Average Assets | 4.09% | |||
| Overhead Efficiency Ratio | 58.57% | |||
| Return on Assets | 3.83% | |||
| Return on Equity | 36.21% | |||