| Weiss Ratings |
22nd State Bank
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 2.50 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 5.20 | |||
| Company Info |
22nd State Bank
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16910 | |||
| Phone Number | (251) 445-3805 | |||
| Website | www.22ndstatebank.com | |||
| Asset Quality |
22nd State Bank
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 28.05% | |||
| 5-Year Asset Growth | 27.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 1.54% | |||
| Non-Performing Loans to Capital | 14.59% | |||
| Non-Performing Loans to Loans | 1.77% | |||
| Balance Sheet |
22nd State Bank
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 328.06M | |||
| Total Deposits | 289.19M | |||
| Capital and Reserves |
22nd State Bank
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 31.21M | |||
| Leverage Ratio | 9.38 | |||
| Loan Loss Reserves to Loans | 1.68% | |||
| Risk-Based Capital Ratio | 12.23 | |||
| Liquidity |
22nd State Bank
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 33.63% | |||
| Liquidity Ratio | 19.59% | |||
| Profitability |
22nd State Bank
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 1.15M | |||
| Net Interest Spread | 6.74% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 73.94% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 15.02% | |||