| Weiss Ratings |
22nd State Banking Company
Mobile, AL |
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| Rating | ||||
| Asset Quality Index | 1.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 6.90 | |||
| Company Info |
22nd State Banking Company
Mobile, AL |
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| FDIC Number | 16910 | |||
| Phone Number | (251) 445-3805 | |||
| Website | www.22ndstatebank.com | |||
| Asset Quality |
22nd State Banking Company
Mobile, AL |
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| 1-Year Asset Growth | -17.73% | |||
| 5-Year Asset Growth | 5.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 2.75% | |||
| Non-Performing Loans to Capital | 25.01% | |||
| Non-Performing Loans to Loans | 3.48% | |||
| Balance Sheet |
22nd State Banking Company
Mobile, AL |
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| Total Assets | 272.81M | |||
| Total Deposits | 223.42M | |||
| Capital and Reserves |
22nd State Banking Company
Mobile, AL |
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| Capital | 35.94M | |||
| Leverage Ratio | 12.77 | |||
| Loan Loss Reserves to Loans | 2.63% | |||
| Risk-Based Capital Ratio | 15.34 | |||
| Liquidity |
22nd State Banking Company
Mobile, AL |
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| Hot Money Ratio | 24.91% | |||
| Liquidity Ratio | 14.60% | |||
| Profitability |
22nd State Banking Company
Mobile, AL |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 5.29M | |||
| Net Interest Spread | 7.36% | |||
| Operating Profit to Average Assets | 1.96% | |||
| Overhead Efficiency Ratio | 69.05% | |||
| Return on Assets | 1.84% | |||
| Return on Equity | 15.41% | |||