| Weiss Ratings |
22nd State Banking Company
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 1.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 6.20 | |||
| Company Info |
22nd State Banking Company
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16910 | |||
| Phone Number | (251) 445-3805 | |||
| Website | www.22ndstatebank.com | |||
| Asset Quality |
22nd State Banking Company
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -9.23% | |||
| 5-Year Asset Growth | 27.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 2.48% | |||
| Non-Performing Loans to Capital | 26.84% | |||
| Non-Performing Loans to Loans | 3.31% | |||
| Balance Sheet |
22nd State Banking Company
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 280.11M | |||
| Total Deposits | 231.81M | |||
| Capital and Reserves |
22nd State Banking Company
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 37.27M | |||
| Leverage Ratio | 13.63 | |||
| Loan Loss Reserves to Loans | 2.01% | |||
| Risk-Based Capital Ratio | 16.22 | |||
| Liquidity |
22nd State Banking Company
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.09% | |||
| Liquidity Ratio | 19.10% | |||
| Profitability |
22nd State Banking Company
Mobile, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 6.58M | |||
| Net Interest Spread | 7.30% | |||
| Operating Profit to Average Assets | 3.21% | |||
| Overhead Efficiency Ratio | 65.00% | |||
| Return on Assets | 3.02% | |||
| Return on Equity | 26.17% | |||