| Weiss Ratings |
UBank
Knoxville, TN |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
UBank
Knoxville, TN |
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| FDIC Number | 1693 | |||
| Phone Number | (423) 784-9446 | |||
| Website | www.ubank.bank | |||
| Asset Quality |
UBank
Knoxville, TN |
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| 1-Year Asset Growth | 6.76% | |||
| 5-Year Asset Growth | 30.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 3.81% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
UBank
Knoxville, TN |
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| Total Assets | 177.08M | |||
| Total Deposits | 152.46M | |||
| Capital and Reserves |
UBank
Knoxville, TN |
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| Capital | 23.08M | |||
| Leverage Ratio | 12.95 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
UBank
Knoxville, TN |
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| Hot Money Ratio | 27.88% | |||
| Liquidity Ratio | 21.85% | |||
| Profitability |
UBank
Knoxville, TN |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 1.42M | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 63.74% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 8.49% | |||