| Weiss Ratings |
UBank
Knoxville, TN |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
UBank
Knoxville, TN |
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| FDIC Number | 1693 | |||
| Phone Number | (423) 784-9446 | |||
| Website | www.ubank.bank | |||
| Asset Quality |
UBank
Knoxville, TN |
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| 1-Year Asset Growth | 8.42% | |||
| 5-Year Asset Growth | 30.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 3.77% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
UBank
Knoxville, TN |
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| Total Assets | 162.58M | |||
| Total Deposits | 139.18M | |||
| Capital and Reserves |
UBank
Knoxville, TN |
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| Capital | 22.13M | |||
| Leverage Ratio | 14.02 | |||
| Loan Loss Reserves to Loans | 1.56% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
UBank
Knoxville, TN |
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| Hot Money Ratio | 26.19% | |||
| Liquidity Ratio | 16.95% | |||
| Profitability |
UBank
Knoxville, TN |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 384.00K | |||
| Net Interest Spread | 4.23% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 68.19% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 7.02% | |||