C
UBank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UBank
Knoxville, TN
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 5.60
Stability Index 4.30
Company Info UBank
Knoxville, TN
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FDIC Number 1693
Phone Number (865) 409-2800
Website www.ubank.bank
Asset Quality UBank
Knoxville, TN
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1-Year Asset Growth 7.09%
5-Year Asset Growth 25.91%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 3.54%
Non-Performing Loans to Loans 0.67%
Balance Sheet UBank
Knoxville, TN
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Total Assets 180.48M
Total Deposits 155.86M
Capital and Reserves UBank
Knoxville, TN
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Capital 23.41M
Leverage Ratio 13.21
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio --
Liquidity UBank
Knoxville, TN
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Hot Money Ratio 27.83%
Liquidity Ratio 19.28%
Profitability UBank
Knoxville, TN
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5-Year Return on Average Assets 0.39%
Net Income 2.01M
Net Interest Spread 4.37%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 64.01%
Return on Assets 1.17%
Return on Equity 8.92%