C
The Citizens State Bank of Ganado
GanadoTX
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
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Assets
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Capital
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Weiss Ratings The Citizens State Bank of Ganado
Ganado, TX
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Rating C
Asset Quality Index 9.40
Capitalization Index 7.50
Liquidity Index 6.30
Profitability Index 0.70
Stability Index 1.40
Company Info The Citizens State Bank of Ganado
Ganado, TX
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FDIC Number 16934
Phone Number (361) 771-3391
Website www.csbjc.com/
Asset Quality The Citizens State Bank of Ganado
Ganado, TX
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1-Year Asset Growth 7.30%
5-Year Asset Growth -0.25%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 2.56%
Balance Sheet The Citizens State Bank of Ganado
Ganado, TX
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Total Assets 57.77M
Total Deposits 54.03M
Capital and Reserves The Citizens State Bank of Ganado
Ganado, TX
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Capital 3.46M
Leverage Ratio 9.31
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio 31.77
Liquidity The Citizens State Bank of Ganado
Ganado, TX
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Hot Money Ratio 15.49%
Liquidity Ratio 79.74%
Profitability The Citizens State Bank of Ganado
Ganado, TX
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5-Year Return on Average Assets -0.20%
Net Income -39.00K
Net Interest Spread 3.00%
Operating Profit to Average Assets -0.35%
Overhead Efficiency Ratio 111.23%
Return on Assets -0.27%
Return on Equity -4.67%