B
Farmers State Bank
WathenaKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Wathena, KS
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 4.70
Stability Index 5.90
Company Info Farmers State Bank
Wathena, KS
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FDIC Number 16941
Phone Number (785) 989-4431
Website www.fsbwathena.com
Asset Quality Farmers State Bank
Wathena, KS
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1-Year Asset Growth 0.92%
5-Year Asset Growth 5.16%
5-Year Charge-Offs to Average Loans -0.15%
Charge-Offs to Average Loans -0.14%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 3.74%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers State Bank
Wathena, KS
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Total Assets 77.35M
Total Deposits 70.19M
Capital and Reserves Farmers State Bank
Wathena, KS
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Capital 6.64M
Leverage Ratio 14.11
Loan Loss Reserves to Loans 3.35%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Wathena, KS
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Hot Money Ratio 20.36%
Liquidity Ratio 28.27%
Profitability Farmers State Bank
Wathena, KS
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5-Year Return on Average Assets 0.67%
Net Income 698.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 72.25%
Return on Assets 1.09%
Return on Equity 16.46%