B
Farmers State Bank
WathenaKS
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Wathena, KS
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 4.10
Stability Index 5.60
Company Info Farmers State Bank
Wathena, KS
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FDIC Number 16941
Phone Number (785) 989-4431
Website www.fsbwathena.com
Asset Quality Farmers State Bank
Wathena, KS
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1-Year Asset Growth 2.00%
5-Year Asset Growth 2.86%
5-Year Charge-Offs to Average Loans -0.15%
Charge-Offs to Average Loans -0.12%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 4.71%
Non-Performing Loans to Loans 1.03%
Balance Sheet Farmers State Bank
Wathena, KS
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Total Assets 81.04M
Total Deposits 73.71M
Capital and Reserves Farmers State Bank
Wathena, KS
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Capital 7.09M
Leverage Ratio 13.90
Loan Loss Reserves to Loans 3.29%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Wathena, KS
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Hot Money Ratio 19.34%
Liquidity Ratio 33.31%
Profitability Farmers State Bank
Wathena, KS
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5-Year Return on Average Assets 0.67%
Net Income 757.00K
Net Interest Spread 3.70%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 77.35%
Return on Assets 0.88%
Return on Equity 12.71%