B
Farmers State Bank
Wathena,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Wathena, KS
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 4.90
Stability Index 5.60
Company Info Farmers State Bank
Wathena, KS
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 16941
Phone Number (785) 989-4431
Website www.fsbwathena.com
Asset Quality Farmers State Bank
Wathena, KS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.31%
5-Year Asset Growth 2.86%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 5.98%
Non-Performing Loans to Loans 1.07%
Balance Sheet Farmers State Bank
Wathena, KS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 84.69M
Total Deposits 76.99M
Capital and Reserves Farmers State Bank
Wathena, KS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 7.27M
Leverage Ratio 13.64
Loan Loss Reserves to Loans 3.14%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Wathena, KS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.92%
Liquidity Ratio 33.36%
Profitability Farmers State Bank
Wathena, KS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.75%
Net Income 554.00K
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 68.79%
Return on Assets 1.22%
Return on Equity 15.80%