B
The Farmers Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers Bank
Portland, TN
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Rating B
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 8.50
Stability Index 5.70
Company Info The Farmers Bank
Portland, TN
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FDIC Number 1696
Phone Number (615) 325-2265
Website www.thefarmersbank.net
Asset Quality The Farmers Bank
Portland, TN
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1-Year Asset Growth 7.97%
5-Year Asset Growth 5.40%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 4.73%
Non-Performing Loans to Loans 1.50%
Balance Sheet The Farmers Bank
Portland, TN
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Total Assets 893.31M
Total Deposits 769.43M
Capital and Reserves The Farmers Bank
Portland, TN
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Capital 110.05M
Leverage Ratio 14.32
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 20.26
Liquidity The Farmers Bank
Portland, TN
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Hot Money Ratio 29.60%
Liquidity Ratio 18.02%
Profitability The Farmers Bank
Portland, TN
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5-Year Return on Average Assets 1.52%
Net Income 3.53M
Net Interest Spread 4.51%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 54.31%
Return on Assets 1.52%
Return on Equity 13.09%