B
The Farmers Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers Bank
Portland, TN
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 8.70
Stability Index 5.00
Company Info The Farmers Bank
Portland, TN
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FDIC Number 1696
Phone Number (615) 325-2265
Website www.thefarmersbank.net
Asset Quality The Farmers Bank
Portland, TN
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1-Year Asset Growth 3.47%
5-Year Asset Growth 5.40%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 0.29%
Non-Performing Loans to Loans 1.01%
Balance Sheet The Farmers Bank
Portland, TN
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Total Assets 897.33M
Total Deposits 761.08M
Capital and Reserves The Farmers Bank
Portland, TN
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Capital 120.44M
Leverage Ratio 15.02
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 21.30
Liquidity The Farmers Bank
Portland, TN
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Hot Money Ratio 29.79%
Liquidity Ratio 16.25%
Profitability The Farmers Bank
Portland, TN
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5-Year Return on Average Assets 1.52%
Net Income 11.11M
Net Interest Spread 4.64%
Operating Profit to Average Assets 2.09%
Overhead Efficiency Ratio 55.55%
Return on Assets 1.60%
Return on Equity 13.19%