A
The Peoples Bank
IvaSC
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples Bank
Iva, SC
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 6.70
Stability Index 6.90
Company Info The Peoples Bank
Iva, SC
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 16968
Phone Number (864) 348-6181
Website www.peoplesbanksc.com
Asset Quality The Peoples Bank
Iva, SC
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.85%
5-Year Asset Growth 8.58%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.01%
Balance Sheet The Peoples Bank
Iva, SC
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 435.13M
Total Deposits 390.42M
Capital and Reserves The Peoples Bank
Iva, SC
Click to
Compare
Click to
Compare
Click to
Compare
Capital 41.74M
Leverage Ratio 12.23
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 19.14
Liquidity The Peoples Bank
Iva, SC
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.62%
Liquidity Ratio 35.20%
Profitability The Peoples Bank
Iva, SC
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.23%
Net Income 3.38M
Net Interest Spread 4.16%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 63.04%
Return on Assets 1.54%
Return on Equity 16.45%