C
Peoples Bank of Kentucky, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
17.54
Leverage
Ratio
11.13
Return On
Assets
0.50%
Total
Assets
564.89M
Capital
62.29M
Total
Deposits
489.32M
Net
Income
1.37M
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Weiss Ratings Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Rating C
Asset Quality Index 4.20
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 2.40
Stability Index 8.30
Company Info Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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FDIC Number 16970
Phone Number (606) 845-2461
Website peoplesbankofky.com
Asset Quality Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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1-Year Asset Growth 10.12%
5-Year Asset Growth 11.26%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 2.28%
Non-Performing Loans to Capital 16.82%
Non-Performing Loans to Loans 3.25%
Balance Sheet Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Total Assets 564.89M
Total Deposits 489.32M
Capital and Reserves Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Capital 62.29M
Leverage Ratio 11.13
Loan Loss Reserves to Loans 3.22%
Risk-Based Capital Ratio 17.54
Liquidity Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Hot Money Ratio 30.36%
Liquidity Ratio 21.88%
Profitability Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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5-Year Return on Average Assets 1.31%
Net Income 1.37M
Net Interest Spread 4.30%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 57.58%
Return on Assets 0.50%
Return on Equity 4.50%