C
Peoples Bank of Kentucky, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
16.88
Leverage
Ratio
11.43
Return On
Assets
1.30%
Total
Assets
542.31M
Capital
61.85M
Total
Deposits
467.21M
Net
Income
6.65M
My Lists My Alerts
Weiss Ratings Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 7.10
Stability Index 4.30
Company Info Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 16970
Phone Number (606) 845-2461
Website peoplesbankofky.com
Asset Quality Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 10.05%
5-Year Asset Growth 11.26%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.98%
Non-Performing Loans to Capital 14.73%
Non-Performing Loans to Loans 2.63%
Balance Sheet Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 542.31M
Total Deposits 467.21M
Capital and Reserves Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 61.85M
Leverage Ratio 11.43
Loan Loss Reserves to Loans 2.53%
Risk-Based Capital Ratio 16.88
Liquidity Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 30.84%
Liquidity Ratio 13.88%
Profitability Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.28%
Net Income 6.65M
Net Interest Spread 4.81%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 59.45%
Return on Assets 1.30%
Return on Equity 11.32%