C
Peoples Bank of Kentucky, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
16.15
Leverage
Ratio
11.70
Return On
Assets
1.31%
Total
Assets
513.00M
Capital
58.65M
Total
Deposits
442.42M
Net
Income
3.27M
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Weiss Ratings Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Rating C
Asset Quality Index 4.70
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 6.90
Stability Index 3.70
Company Info Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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FDIC Number 16970
Phone Number (606) 845-2461
Website peoplesbankofky.com
Asset Quality Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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1-Year Asset Growth 0.83%
5-Year Asset Growth 10.37%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 1.54%
Non-Performing Loans to Capital 11.11%
Non-Performing Loans to Loans 1.97%
Balance Sheet Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Total Assets 513.00M
Total Deposits 442.42M
Capital and Reserves Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Capital 58.65M
Leverage Ratio 11.70
Loan Loss Reserves to Loans 2.48%
Risk-Based Capital Ratio 16.15
Liquidity Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Hot Money Ratio 29.74%
Liquidity Ratio 10.91%
Profitability Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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5-Year Return on Average Assets 1.28%
Net Income 3.27M
Net Interest Spread 4.71%
Operating Profit to Average Assets 1.75%
Overhead Efficiency Ratio 57.14%
Return on Assets 1.31%
Return on Equity 11.49%