C
Peoples Bank of Kentucky, Inc.
Rating Date
June 2025
Risk Based
Capital Ratio
15.39
Leverage
Ratio
11.70
Return On
Assets
1.30%
Total
Assets
506.55M
Capital
57.16M
Total
Deposits
437.51M
Net
Income
1.61M
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Weiss Ratings Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Rating C
Asset Quality Index 4.70
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 6.80
Stability Index 3.70
Company Info Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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FDIC Number 16970
Phone Number (606) 845-2461
Website peoplesbankofky.com
Asset Quality Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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1-Year Asset Growth 2.92%
5-Year Asset Growth 10.37%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 1.54%
Non-Performing Loans to Capital 11.38%
Non-Performing Loans to Loans 1.96%
Balance Sheet Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Total Assets 506.55M
Total Deposits 437.51M
Capital and Reserves Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Capital 57.16M
Leverage Ratio 11.70
Loan Loss Reserves to Loans 2.39%
Risk-Based Capital Ratio 15.39
Liquidity Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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Hot Money Ratio 29.23%
Liquidity Ratio 10.12%
Profitability Peoples Bank of Kentucky, Inc.
Flemingsburg, KY 		Click to
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5-Year Return on Average Assets 1.28%
Net Income 1.61M
Net Interest Spread 4.55%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 56.06%
Return on Assets 1.30%
Return on Equity 11.46%