Bank of Colorado
Major Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) based on a risk-based capital ratio of 16.0 and a capital leverage ratio of 10.5. A current level of 0.6 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (8.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Good (6.0) profitability.
Asset Mix:
Comm re (31%), securities (23%), home mtgs (18%), cash (4%), comm loans (3%), home eq lns (2%), consumer loans (0%), other (19%)
States with Branches:
AZ, CO, NM
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Pinnacle Bancorp, Inc.
Investment Rating
--
Address
1609 East Harmony Road
Fort Collins, CO 80525
Fort Collins, CO 80525
Phone Number
(970) 206-1160
Year Founded
1900
FDIC Number
Website
Largest Affiliates
Lincoln, NE
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Fort Worth, TX
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Cody, WY
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