Pinnacle Bank
Major Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 10.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.8 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Good asset quality (6.6). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Good (6.1) profitability.
Asset Mix:
Comm re (29%), securities (19%), home mtgs (10%), cash (5%), comm loans (3%), consumer loans (0%), other (34%)
States with Branches:
NE, TX, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Pinnacle Bancorp, Inc.
Investment Rating
--
Address
250 West Lancaster Avenue
Fort Worth, TX 76102
Fort Worth, TX 76102
Phone Number
(817) 810-9110
Year Founded
1970
FDIC Number
Website
Largest Affiliates
Lincoln, NE
-
Bank
Fort Collins, CO
-
Bank
Cody, WY
-
Bank