| Weiss Ratings |
Bank of Pontiac
Pontiac, IL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Bank of Pontiac
Pontiac, IL |
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| FDIC Number | 16982 | |||
| Phone Number | (815) 844-6155 | |||
| Website | www.bankofpontiac.com | |||
| Asset Quality |
Bank of Pontiac
Pontiac, IL |
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| 1-Year Asset Growth | 4.91% | |||
| 5-Year Asset Growth | 17.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.73% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
Bank of Pontiac
Pontiac, IL |
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| Total Assets | 1.18B | |||
| Total Deposits | 1.00B | |||
| Capital and Reserves |
Bank of Pontiac
Pontiac, IL |
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| Capital | 138.62M | |||
| Leverage Ratio | 10.35 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | 15.69 | |||
| Liquidity |
Bank of Pontiac
Pontiac, IL |
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| Hot Money Ratio | 22.56% | |||
| Liquidity Ratio | 18.54% | |||
| Profitability |
Bank of Pontiac
Pontiac, IL |
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| 5-Year Return on Average Assets | 1.20% | |||
| Net Income | 7.57M | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.71% | |||
| Overhead Efficiency Ratio | 51.46% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 11.09% | |||