C
The Peoples Bank of Georgia
Rating Date
August 2026
Risk Based
Capital Ratio
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Capital
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Weiss Ratings The Peoples Bank of Georgia
Talbotton, GA
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Rating C
Asset Quality Index 6.20
Capitalization Index 8.00
Liquidity Index 0.60
Profitability Index 8.30
Stability Index 3.70
Company Info The Peoples Bank of Georgia
Talbotton, GA
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FDIC Number 170
Phone Number (706) 665-8551
Website www.peoplesbankofga.com
Asset Quality The Peoples Bank of Georgia
Talbotton, GA
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1-Year Asset Growth 17.31%
5-Year Asset Growth 22.30%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 2.76%
Non-Performing Loans to Loans 0.16%
Balance Sheet The Peoples Bank of Georgia
Talbotton, GA
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Total Assets 252.31M
Total Deposits 219.26M
Capital and Reserves The Peoples Bank of Georgia
Talbotton, GA
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Capital 22.00M
Leverage Ratio 9.65
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio --
Liquidity The Peoples Bank of Georgia
Talbotton, GA
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Hot Money Ratio 28.02%
Liquidity Ratio 10.37%
Profitability The Peoples Bank of Georgia
Talbotton, GA
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5-Year Return on Average Assets 1.38%
Net Income 1.93M
Net Interest Spread 5.23%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 56.34%
Return on Assets 1.61%
Return on Equity 18.13%