C
The Peoples Bank of Georgia
Rating Date
June 2025
Risk Based
Capital Ratio
--
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Capital
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Weiss Ratings The Peoples Bank of Georgia
Talbotton, GA
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Rating C
Asset Quality Index 5.70
Capitalization Index 7.20
Liquidity Index 0.70
Profitability Index 7.00
Stability Index 3.70
Company Info The Peoples Bank of Georgia
Talbotton, GA
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FDIC Number 170
Phone Number (706) 665-8551
Website www.peoplesbankofga.com
Asset Quality The Peoples Bank of Georgia
Talbotton, GA
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1-Year Asset Growth 17.03%
5-Year Asset Growth 24.48%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 4.30%
Non-Performing Loans to Loans 0.42%
Balance Sheet The Peoples Bank of Georgia
Talbotton, GA
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Total Assets 208.15M
Total Deposits 189.75M
Capital and Reserves The Peoples Bank of Georgia
Talbotton, GA
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Capital 17.28M
Leverage Ratio 9.16
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity The Peoples Bank of Georgia
Talbotton, GA
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Hot Money Ratio 27.71%
Liquidity Ratio 12.15%
Profitability The Peoples Bank of Georgia
Talbotton, GA
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5-Year Return on Average Assets 1.25%
Net Income 673.00K
Net Interest Spread 4.99%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 59.95%
Return on Assets 1.31%
Return on Equity 15.95%