C
The Peoples Bank of Georgia
Rating Date
March 2026
Risk Based
Capital Ratio
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Capital
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Weiss Ratings The Peoples Bank of Georgia
Talbotton, GA
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Rating C
Asset Quality Index 5.40
Capitalization Index 7.50
Liquidity Index 0.80
Profitability Index 8.00
Stability Index 4.30
Company Info The Peoples Bank of Georgia
Talbotton, GA
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FDIC Number 170
Phone Number (706) 665-8551
Website www.peoplesbankofga.com
Asset Quality The Peoples Bank of Georgia
Talbotton, GA
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1-Year Asset Growth 19.18%
5-Year Asset Growth 22.30%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 5.57%
Non-Performing Loans to Loans 0.29%
Balance Sheet The Peoples Bank of Georgia
Talbotton, GA
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Total Assets 235.26M
Total Deposits 213.68M
Capital and Reserves The Peoples Bank of Georgia
Talbotton, GA
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Capital 20.17M
Leverage Ratio 9.31
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio --
Liquidity The Peoples Bank of Georgia
Talbotton, GA
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Hot Money Ratio 26.38%
Liquidity Ratio 13.77%
Profitability The Peoples Bank of Georgia
Talbotton, GA
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5-Year Return on Average Assets 1.25%
Net Income 3.32M
Net Interest Spread 5.17%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 58.28%
Return on Assets 1.53%
Return on Equity 18.22%