C
The Peoples Bank of Georgia
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Income
Weiss Ratings The Peoples Bank of Georgia
Talbotton, GA
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Rating C
Asset Quality Index 5.80
Capitalization Index 7.40
Liquidity Index 0.50
Profitability Index 7.60
Stability Index 3.70
Company Info The Peoples Bank of Georgia
Talbotton, GA
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FDIC Number 170
Phone Number (706) 665-8551
Website www.peoplesbankofga.com
Asset Quality The Peoples Bank of Georgia
Talbotton, GA
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1-Year Asset Growth 17.53%
5-Year Asset Growth 24.48%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 3.82%
Non-Performing Loans to Loans 0.28%
Balance Sheet The Peoples Bank of Georgia
Talbotton, GA
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Total Assets 215.08M
Total Deposits 195.43M
Capital and Reserves The Peoples Bank of Georgia
Talbotton, GA
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Capital 18.17M
Leverage Ratio 9.23
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity The Peoples Bank of Georgia
Talbotton, GA
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Hot Money Ratio 28.31%
Liquidity Ratio 10.15%
Profitability The Peoples Bank of Georgia
Talbotton, GA
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5-Year Return on Average Assets 1.25%
Net Income 1.55M
Net Interest Spread 5.14%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 58.37%
Return on Assets 1.48%
Return on Equity 17.93%