C
The Peoples Bank of Georgia
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples Bank of Georgia
Talbotton, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.80
Capitalization Index 7.70
Liquidity Index 0.80
Profitability Index 7.90
Stability Index 4.30
Company Info The Peoples Bank of Georgia
Talbotton, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 170
Phone Number (706) 665-8551
Website www.peoplesbankofga.com
Asset Quality The Peoples Bank of Georgia
Talbotton, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 21.62%
5-Year Asset Growth 24.48%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 4.00%
Non-Performing Loans to Loans 0.30%
Balance Sheet The Peoples Bank of Georgia
Talbotton, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 225.23M
Total Deposits 204.65M
Capital and Reserves The Peoples Bank of Georgia
Talbotton, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 19.20M
Leverage Ratio 9.44
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio --
Liquidity The Peoples Bank of Georgia
Talbotton, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 27.48%
Liquidity Ratio 15.14%
Profitability The Peoples Bank of Georgia
Talbotton, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.25%
Net Income 2.40M
Net Interest Spread 5.16%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 58.49%
Return on Assets 1.51%
Return on Equity 18.04%