C
First Century Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Century Bank
Tazewell, TN
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Rating C
Asset Quality Index 8.80
Capitalization Index 6.80
Liquidity Index 0.60
Profitability Index 7.40
Stability Index 3.70
Company Info First Century Bank
Tazewell, TN
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FDIC Number 1700
Phone Number (423) 626-7261
Website www.firstcenturybank.com
Asset Quality First Century Bank
Tazewell, TN
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1-Year Asset Growth 9.26%
5-Year Asset Growth 13.89%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.33%
Non-Performing Loans to Loans 0.04%
Balance Sheet First Century Bank
Tazewell, TN
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Total Assets 757.24M
Total Deposits 684.74M
Capital and Reserves First Century Bank
Tazewell, TN
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Capital 65.23M
Leverage Ratio 8.82
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 13.02
Liquidity First Century Bank
Tazewell, TN
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Hot Money Ratio 17.61%
Liquidity Ratio 13.53%
Profitability First Century Bank
Tazewell, TN
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5-Year Return on Average Assets 1.43%
Net Income 5.01M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 53.03%
Return on Assets 1.36%
Return on Equity 15.91%