| Weiss Ratings |
FNB South
Alma, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
FNB South
Alma, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 17011 | |||
| Phone Number | (912) 632-7262 | |||
| Website | www.fnbsouth.net | |||
| Asset Quality |
FNB South
Alma, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 11.00% | |||
| 5-Year Asset Growth | 13.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.20% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
FNB South
Alma, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 707.83M | |||
| Total Deposits | 588.33M | |||
| Capital and Reserves |
FNB South
Alma, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 112.01M | |||
| Leverage Ratio | 15.79 | |||
| Loan Loss Reserves to Loans | 2.71% | |||
| Risk-Based Capital Ratio | 24.21 | |||
| Liquidity |
FNB South
Alma, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.94% | |||
| Liquidity Ratio | 22.31% | |||
| Profitability |
FNB South
Alma, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.50% | |||
| Net Income | 13.93M | |||
| Net Interest Spread | 4.84% | |||
| Operating Profit to Average Assets | 2.84% | |||
| Overhead Efficiency Ratio | 46.01% | |||
| Return on Assets | 2.67% | |||
| Return on Equity | 17.55% | |||