| Weiss Ratings |
FNB South
Alma, GA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
FNB South
Alma, GA |
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| FDIC Number | 17011 | |||
| Phone Number | (912) 632-7262 | |||
| Website | www.fnbsouth.net | |||
| Asset Quality |
FNB South
Alma, GA |
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| 1-Year Asset Growth | 3.55% | |||
| 5-Year Asset Growth | 10.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
FNB South
Alma, GA |
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| Total Assets | 713.58M | |||
| Total Deposits | 596.55M | |||
| Capital and Reserves |
FNB South
Alma, GA |
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| Capital | 108.88M | |||
| Leverage Ratio | 15.26 | |||
| Loan Loss Reserves to Loans | 2.64% | |||
| Risk-Based Capital Ratio | 23.65 | |||
| Liquidity |
FNB South
Alma, GA |
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| Hot Money Ratio | 27.23% | |||
| Liquidity Ratio | 21.19% | |||
| Profitability |
FNB South
Alma, GA |
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| 5-Year Return on Average Assets | 2.50% | |||
| Net Income | 15.73M | |||
| Net Interest Spread | 4.84% | |||
| Operating Profit to Average Assets | 2.40% | |||
| Overhead Efficiency Ratio | 46.56% | |||
| Return on Assets | 2.25% | |||
| Return on Equity | 14.70% | |||