| Weiss Ratings |
FNB South
Alma, GA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
FNB South
Alma, GA |
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| FDIC Number | 17011 | |||
| Phone Number | (912) 632-7262 | |||
| Website | www.fnbsouth.net | |||
| Asset Quality |
FNB South
Alma, GA |
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| 1-Year Asset Growth | 6.12% | |||
| 5-Year Asset Growth | 10.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | -1.45% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
FNB South
Alma, GA |
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| Total Assets | 734.82M | |||
| Total Deposits | 610.36M | |||
| Capital and Reserves |
FNB South
Alma, GA |
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| Capital | 116.51M | |||
| Leverage Ratio | 16.24 | |||
| Loan Loss Reserves to Loans | 3.17% | |||
| Risk-Based Capital Ratio | 24.18 | |||
| Liquidity |
FNB South
Alma, GA |
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| Hot Money Ratio | 25.66% | |||
| Liquidity Ratio | 20.06% | |||
| Profitability |
FNB South
Alma, GA |
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| 5-Year Return on Average Assets | 2.54% | |||
| Net Income | 9.51M | |||
| Net Interest Spread | 5.01% | |||
| Operating Profit to Average Assets | 2.91% | |||
| Overhead Efficiency Ratio | 46.14% | |||
| Return on Assets | 2.66% | |||
| Return on Equity | 16.85% | |||