B
Wilson & Muir Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wilson & Muir Bank & Trust Company
Bardstown, KY
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Rating B
Asset Quality Index 8.80
Capitalization Index 7.00
Liquidity Index 2.80
Profitability Index 9.70
Stability Index 5.70
Company Info Wilson & Muir Bank & Trust Company
Bardstown, KY
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FDIC Number 17040
Phone Number (502) 348-5996
Website www.wilsonmuirbank.com
Asset Quality Wilson & Muir Bank & Trust Company
Bardstown, KY
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1-Year Asset Growth 2.78%
5-Year Asset Growth 7.87%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.09%
Non-Performing Loans to Loans 0.20%
Balance Sheet Wilson & Muir Bank & Trust Company
Bardstown, KY
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Total Assets 808.89M
Total Deposits 724.90M
Capital and Reserves Wilson & Muir Bank & Trust Company
Bardstown, KY
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Capital 48.64M
Leverage Ratio 8.98
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 14.48
Liquidity Wilson & Muir Bank & Trust Company
Bardstown, KY
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Hot Money Ratio 17.97%
Liquidity Ratio 18.23%
Profitability Wilson & Muir Bank & Trust Company
Bardstown, KY
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5-Year Return on Average Assets 2.06%
Net Income 16.41M
Net Interest Spread 4.40%
Operating Profit to Average Assets 2.61%
Overhead Efficiency Ratio 44.73%
Return on Assets 2.61%
Return on Equity 51.28%