D
Mountain Valley Bank
DunlapTN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mountain Valley Bank
Dunlap, TN
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Rating D
Asset Quality Index 6.30
Capitalization Index 7.50
Liquidity Index 0.20
Profitability Index 3.10
Stability Index 4.50
Company Info Mountain Valley Bank
Dunlap, TN
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FDIC Number 1705
Phone Number (423) 949-2146
Website www.mtnvalleybankonline.com
Asset Quality Mountain Valley Bank
Dunlap, TN
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1-Year Asset Growth 0.87%
5-Year Asset Growth 26.20%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 4.45%
Non-Performing Loans to Loans 0.41%
Balance Sheet Mountain Valley Bank
Dunlap, TN
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Total Assets 260.28M
Total Deposits 205.14M
Capital and Reserves Mountain Valley Bank
Dunlap, TN
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Capital 23.99M
Leverage Ratio 9.32
Loan Loss Reserves to Loans 0.78%
Risk-Based Capital Ratio 14.38
Liquidity Mountain Valley Bank
Dunlap, TN
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Hot Money Ratio 30.29%
Liquidity Ratio 8.67%
Profitability Mountain Valley Bank
Dunlap, TN
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5-Year Return on Average Assets 0.38%
Net Income 854.00K
Net Interest Spread 3.64%
Operating Profit to Average Assets 0.46%
Overhead Efficiency Ratio 88.04%
Return on Assets 0.44%
Return on Equity 4.91%