D
Mountain Valley Bank
DunlapTN
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Mountain Valley Bank
Dunlap, TN
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Rating D
Asset Quality Index 4.90
Capitalization Index 7.90
Liquidity Index 0.50
Profitability Index 3.20
Stability Index 4.60
Company Info Mountain Valley Bank
Dunlap, TN
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FDIC Number 1705
Phone Number (423) 949-2146
Website www.mtnvalleybankonline.com
Asset Quality Mountain Valley Bank
Dunlap, TN
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1-Year Asset Growth 1.55%
5-Year Asset Growth 23.30%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 10.26%
Non-Performing Loans to Loans 0.54%
Balance Sheet Mountain Valley Bank
Dunlap, TN
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Total Assets 259.64M
Total Deposits 204.24M
Capital and Reserves Mountain Valley Bank
Dunlap, TN
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Capital 24.61M
Leverage Ratio 9.60
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio 15.44
Liquidity Mountain Valley Bank
Dunlap, TN
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Hot Money Ratio 29.08%
Liquidity Ratio 11.95%
Profitability Mountain Valley Bank
Dunlap, TN
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5-Year Return on Average Assets 0.38%
Net Income 1.41M
Net Interest Spread 3.73%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 85.05%
Return on Assets 0.55%
Return on Equity 6.03%