B
First US Bank
Rating Date
August 2026
Risk Based
Capital Ratio
12.02
Leverage
Ratio
9.16
Return On
Assets
0.77%
Total
Assets
1.15B
Capital
109.25M
Total
Deposits
1.00B
Net
Income
4.44M
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Weiss Ratings First US Bank
Birmingham, AL 		Click to
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Rating B
Asset Quality Index 6.80
Capitalization Index 7.20
Liquidity Index 3.20
Profitability Index 4.00
Stability Index 7.80
Company Info First US Bank
Birmingham, AL 		Click to
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FDIC Number 17077
Phone Number (205) 582-1200
Website www.fusb.com
Asset Quality First US Bank
Birmingham, AL 		Click to
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1-Year Asset Growth 0.38%
5-Year Asset Growth 5.95%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.13%
Non-Performing Loans to Loans 0.15%
Balance Sheet First US Bank
Birmingham, AL 		Click to
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Total Assets 1.15B
Total Deposits 1.00B
Capital and Reserves First US Bank
Birmingham, AL 		Click to
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Capital 109.25M
Leverage Ratio 9.16
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 12.02
Liquidity First US Bank
Birmingham, AL 		Click to
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Hot Money Ratio 11.49%
Liquidity Ratio 16.51%
Profitability First US Bank
Birmingham, AL 		Click to
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5-Year Return on Average Assets 0.79%
Net Income 4.44M
Net Interest Spread 3.47%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 67.78%
Return on Assets 0.77%
Return on Equity 8.12%