C
First US Bank
Rating Date
March 2026
Risk Based
Capital Ratio
12.05
Leverage
Ratio
9.03
Return On
Assets
0.66%
Total
Assets
1.16B
Capital
109.61M
Total
Deposits
1.03B
Net
Income
7.48M
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Weiss Ratings First US Bank
Birmingham, AL 		Click to
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Rating C
Asset Quality Index 6.30
Capitalization Index 7.10
Liquidity Index 3.10
Profitability Index 2.30
Stability Index 8.10
Company Info First US Bank
Birmingham, AL 		Click to
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FDIC Number 17077
Phone Number (205) 582-1200
Website www.fusb.com
Asset Quality First US Bank
Birmingham, AL 		Click to
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1-Year Asset Growth 4.93%
5-Year Asset Growth 5.95%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.21%
Non-Performing Loans to Loans 0.16%
Balance Sheet First US Bank
Birmingham, AL 		Click to
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Total Assets 1.16B
Total Deposits 1.03B
Capital and Reserves First US Bank
Birmingham, AL 		Click to
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Capital 109.61M
Leverage Ratio 9.03
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 12.05
Liquidity First US Bank
Birmingham, AL 		Click to
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Hot Money Ratio 12.41%
Liquidity Ratio 18.03%
Profitability First US Bank
Birmingham, AL 		Click to
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5-Year Return on Average Assets 0.74%
Net Income 7.48M
Net Interest Spread 3.55%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 65.73%
Return on Assets 0.66%
Return on Equity 6.88%