C
First US Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First US Bank
Birmingham, AL
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Rating C
Asset Quality Index 6.30
Capitalization Index 7.30
Liquidity Index 3.00
Profitability Index 1.70
Stability Index 8.10
Company Info First US Bank
Birmingham, AL
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FDIC Number 17077
Phone Number (205) 582-1200
Website www.fusb.com
Asset Quality First US Bank
Birmingham, AL
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1-Year Asset Growth 4.31%
5-Year Asset Growth 7.92%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 0.94%
Non-Performing Loans to Loans 0.12%
Balance Sheet First US Bank
Birmingham, AL
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Total Assets 1.15B
Total Deposits 1.01B
Capital and Reserves First US Bank
Birmingham, AL
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Capital 109.56M
Leverage Ratio 9.19
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 11.92
Liquidity First US Bank
Birmingham, AL
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Hot Money Ratio 13.44%
Liquidity Ratio 15.88%
Profitability First US Bank
Birmingham, AL
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5-Year Return on Average Assets 0.74%
Net Income 5.04M
Net Interest Spread 3.56%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 65.98%
Return on Assets 0.60%
Return on Equity 6.21%