A
Liberty State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Liberty State Bank
Powers Lake, ND
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Rating A
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 6.70
Stability Index 6.70
Company Info Liberty State Bank
Powers Lake, ND
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FDIC Number 17096
Phone Number (701) 464-5421
Website www.libertystateplnd.com
Asset Quality Liberty State Bank
Powers Lake, ND
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1-Year Asset Growth 10.56%
5-Year Asset Growth 9.96%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Liberty State Bank
Powers Lake, ND
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Total Assets 151.61M
Total Deposits 135.53M
Capital and Reserves Liberty State Bank
Powers Lake, ND
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Capital 13.18M
Leverage Ratio 13.47
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio --
Liquidity Liberty State Bank
Powers Lake, ND
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Hot Money Ratio 33.32%
Liquidity Ratio 41.57%
Profitability Liberty State Bank
Powers Lake, ND
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5-Year Return on Average Assets 1.65%
Net Income 1.89M
Net Interest Spread 3.09%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 39.21%
Return on Assets 1.64%
Return on Equity 22.72%