| Weiss Ratings |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 6.90 | |||
| Company Info |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| FDIC Number | 17108 | |||
| Phone Number | (254) 753-1521 | |||
| Website | www.cbtwaco.bank | |||
| Asset Quality |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| 1-Year Asset Growth | -3.23% | |||
| 5-Year Asset Growth | 7.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | -0.06% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 3.93% | |||
| Non-Performing Loans to Loans | 1.04% | |||
| Balance Sheet |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| Total Assets | 619.08M | |||
| Total Deposits | 538.33M | |||
| Capital and Reserves |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| Capital | 77.75M | |||
| Leverage Ratio | 15.32 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | 25.62 | |||
| Liquidity |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| Hot Money Ratio | 26.58% | |||
| Liquidity Ratio | 38.18% | |||
| Profitability |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| 5-Year Return on Average Assets | 0.98% | |||
| Net Income | 4.41M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 68.41% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 8.20% | |||