| Weiss Ratings |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 6.80 | |||
| Company Info |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| FDIC Number | 17108 | |||
| Phone Number | (254) 753-1521 | |||
| Website | www.cbtwaco.bank | |||
| Asset Quality |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| 1-Year Asset Growth | -0.99% | |||
| 5-Year Asset Growth | 4.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.11% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| Total Assets | 637.60M | |||
| Total Deposits | 555.64M | |||
| Capital and Reserves |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| Capital | 80.10M | |||
| Leverage Ratio | 15.52 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Risk-Based Capital Ratio | 25.58 | |||
| Liquidity |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| Hot Money Ratio | 27.61% | |||
| Liquidity Ratio | 41.21% | |||
| Profitability |
Community Bank & Trust, Waco, Texas
Waco, TX |
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| 5-Year Return on Average Assets | 0.98% | |||
| Net Income | 5.93M | |||
| Net Interest Spread | 3.24% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 69.46% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 8.07% | |||