C
Heritage Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heritage Bank
Wood River, NE
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 10.00
Stability Index 3.70
Company Info Heritage Bank
Wood River, NE
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FDIC Number 17145
Phone Number (308) 583-2262
Website www.bankonheritage.com
Asset Quality Heritage Bank
Wood River, NE
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1-Year Asset Growth 2.34%
5-Year Asset Growth 1.15%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.30%
Non-Performing Loans to Loans 0.00%
Balance Sheet Heritage Bank
Wood River, NE
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Total Assets 593.70M
Total Deposits 399.15M
Capital and Reserves Heritage Bank
Wood River, NE
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Capital 132.77M
Leverage Ratio 22.79
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio --
Liquidity Heritage Bank
Wood River, NE
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Hot Money Ratio 7.96%
Liquidity Ratio 36.80%
Profitability Heritage Bank
Wood River, NE
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5-Year Return on Average Assets 1.74%
Net Income 15.17M
Net Interest Spread 4.28%
Operating Profit to Average Assets 3.27%
Overhead Efficiency Ratio 31.60%
Return on Assets 2.56%
Return on Equity 12.08%