A
Citizens 1st Bank
TylerTX
Data as of
June 30, 2022
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 41.6 and a capital leverage ratio of 18.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors: A current level of 0.3 percent of nonperforming loans to core capital combined with 2.6 percent from a year earlier contributes to the Excellent asset quality (9.5). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.4 has resulted in Good (6.0) profitability.
Asset Mix: Securities (53%), comm re (20%), home mtgs (9%), cash (5%), comm loans (1%), consumer loans (1%), other (11%)
States with Branches: TX
Asset Quality
Non-Performing Loans to Capital
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5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Group Affiliation
Investment Rating
--
Address
2001 East Southeast Loop 323
Tyler, TX 75701
Phone Number
(903) 581-1900
Year Founded
1920
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings