| Weiss Ratings |
Citizens 1st Bank
Tyler, TX |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
Citizens 1st Bank
Tyler, TX |
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| FDIC Number | 1715 | |||
| Phone Number | (903) 581-1900 | |||
| Website | www.citizens1stbank.com | |||
| Asset Quality |
Citizens 1st Bank
Tyler, TX |
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| 1-Year Asset Growth | 4.05% | |||
| 5-Year Asset Growth | 0.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 2.85% | |||
| Non-Performing Loans to Loans | 1.23% | |||
| Balance Sheet |
Citizens 1st Bank
Tyler, TX |
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| Total Assets | 737.19M | |||
| Total Deposits | 556.59M | |||
| Capital and Reserves |
Citizens 1st Bank
Tyler, TX |
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| Capital | 117.02M | |||
| Leverage Ratio | 20.45 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Risk-Based Capital Ratio | 40.05 | |||
| Liquidity |
Citizens 1st Bank
Tyler, TX |
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| Hot Money Ratio | 26.55% | |||
| Liquidity Ratio | 28.83% | |||
| Profitability |
Citizens 1st Bank
Tyler, TX |
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| 5-Year Return on Average Assets | 1.59% | |||
| Net Income | 8.87M | |||
| Net Interest Spread | 2.56% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 46.88% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 7.95% | |||
