| Weiss Ratings |
Citizens 1st Bank
Tyler, TX |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 9.60 | |||
| Company Info |
Citizens 1st Bank
Tyler, TX |
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| FDIC Number | 1715 | |||
| Phone Number | (903) 581-1900 | |||
| Website | www.citizens1stbank.com | |||
| Asset Quality |
Citizens 1st Bank
Tyler, TX |
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| 1-Year Asset Growth | 7.18% | |||
| 5-Year Asset Growth | 1.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 2.16% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Citizens 1st Bank
Tyler, TX |
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| Total Assets | 828.37M | |||
| Total Deposits | 622.56M | |||
| Capital and Reserves |
Citizens 1st Bank
Tyler, TX |
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| Capital | 143.99M | |||
| Leverage Ratio | 20.28 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Risk-Based Capital Ratio | 37.12 | |||
| Liquidity |
Citizens 1st Bank
Tyler, TX |
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| Hot Money Ratio | 41.19% | |||
| Liquidity Ratio | 21.01% | |||
| Profitability |
Citizens 1st Bank
Tyler, TX |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 3.29M | |||
| Net Interest Spread | 2.98% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 40.12% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 9.25% | |||