| Weiss Ratings |
Citizens 1st Bank
Tyler, TX |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 9.40 | |||
| Company Info |
Citizens 1st Bank
Tyler, TX |
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| FDIC Number | 1715 | |||
| Phone Number | (903) 581-1900 | |||
| Website | www.citizens1stbank.com | |||
| Asset Quality |
Citizens 1st Bank
Tyler, TX |
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| 1-Year Asset Growth | 6.44% | |||
| 5-Year Asset Growth | 1.49% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.89% | |||
| Non-Performing Loans to Capital | 2.45% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
Citizens 1st Bank
Tyler, TX |
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| Total Assets | 772.87M | |||
| Total Deposits | 591.44M | |||
| Capital and Reserves |
Citizens 1st Bank
Tyler, TX |
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| Capital | 128.96M | |||
| Leverage Ratio | 20.35 | |||
| Loan Loss Reserves to Loans | 0.46% | |||
| Risk-Based Capital Ratio | 38.01 | |||
| Liquidity |
Citizens 1st Bank
Tyler, TX |
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| Hot Money Ratio | 34.91% | |||
| Liquidity Ratio | 20.99% | |||
| Profitability |
Citizens 1st Bank
Tyler, TX |
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| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 2.10M | |||
| Net Interest Spread | 2.58% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 52.82% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 6.67% | |||