Weiss Ratings |
Citizens 1st Bank
Tyler, TX |
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Rating | ||||
Asset Quality Index | 9.20 | |||
Capitalization Index | 10.00 | |||
Liquidity Index | 3.60 | |||
Profitability Index | 4.40 | |||
Stability Index | 10.00 | |||
Company Info |
Citizens 1st Bank
Tyler, TX |
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FDIC Number | 1715 | |||
Phone Number | (903) 581-1900 | |||
Website | www.citizens1stbank.com | |||
Asset Quality |
Citizens 1st Bank
Tyler, TX |
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1-Year Asset Growth | -0.41% | |||
5-Year Asset Growth | -0.84% | |||
5-Year Charge-Offs to Average Loans | 0.00% | |||
Charge-Offs to Average Loans | 0.00% | |||
Non-Performing Assets to Assets | 0.03% | |||
Non-Performing Loans to Capital | 0.54% | |||
Non-Performing Loans to Loans | 0.06% | |||
Balance Sheet |
Citizens 1st Bank
Tyler, TX |
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Total Assets | $710.03M | |||
Total Deposits | $539.82M | |||
Capital and Reserves |
Citizens 1st Bank
Tyler, TX |
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Capital | $109.86M | |||
Leverage Ratio | 20.80 | |||
Loan Loss Reserves to Loans | 0.42% | |||
Risk-Based Capital Ratio | 41.61 | |||
Liquidity |
Citizens 1st Bank
Tyler, TX |
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Hot Money Ratio | 25.78% | |||
Liquidity Ratio | 26.30% | |||
Profitability |
Citizens 1st Bank
Tyler, TX |
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5-Year Return on Average Assets | 1.59% | |||
Net Income | $6.99M | |||
Net Interest Spread | 2.62% | |||
Operating Profit to Average Assets | 1.25% | |||
Overhead Efficiency Ratio | 44.79% | |||
Return on Assets | 1.25% | |||
Return on Equity | 8.40% | |||