| Weiss Ratings |
Citizens 1st Bank
Tyler, TX |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 10.00 | |||
| Company Info |
Citizens 1st Bank
Tyler, TX |
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| FDIC Number | 1715 | |||
| Phone Number | (903) 581-1900 | |||
| Website | www.citizens1stbank.com | |||
| Asset Quality |
Citizens 1st Bank
Tyler, TX |
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| 1-Year Asset Growth | -0.41% | |||
| 5-Year Asset Growth | -0.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.54% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Citizens 1st Bank
Tyler, TX |
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| Total Assets | $710.03M | |||
| Total Deposits | $539.82M | |||
| Capital and Reserves |
Citizens 1st Bank
Tyler, TX |
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| Capital | $109.86M | |||
| Leverage Ratio | 20.80 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Risk-Based Capital Ratio | 41.61 | |||
| Liquidity |
Citizens 1st Bank
Tyler, TX |
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| Hot Money Ratio | 25.78% | |||
| Liquidity Ratio | 26.30% | |||
| Profitability |
Citizens 1st Bank
Tyler, TX |
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| 5-Year Return on Average Assets | 1.59% | |||
| Net Income | $6.99M | |||
| Net Interest Spread | 2.62% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 44.79% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 8.40% | |||
