B
Citizens 1st Bank
TylerTX
Data as of
March 31, 2023
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens 1st Bank
Tyler, TX
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 5.80
Stability Index 9.90
Company Info Citizens 1st Bank
Tyler, TX
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FDIC Number 1715
Phone Number (903) 581-1900
Website www.citizens1stbank.com
Asset Quality Citizens 1st Bank
Tyler, TX
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1-Year Asset Growth -5.21%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.16%
5-Year Asset Growth -0.84%
Non-Performing Loans to Loans 0.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Balance Sheet Citizens 1st Bank
Tyler, TX
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Total Assets --
Total Deposits $577.83M
Capital and Reserves Citizens 1st Bank
Tyler, TX
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Leverage Ratio 20.64
Loan Loss Reserves to Loans 0.45%
Risk-Based Capital Ratio 40.29
Capital $112.63M
Liquidity Citizens 1st Bank
Tyler, TX
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Hot Money Ratio 23.39%
Liquidity Ratio 33.99%
Profitability Citizens 1st Bank
Tyler, TX
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Net Interest Spread 2.75%
5-Year Return on Average Assets 1.59%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 41.94%
Return on Assets 1.39%
Net Income $2.57M
Return on Equity 9.46%
Weiss Ratings