| Weiss Ratings |
Citizens 1st Bank
Tyler, TX |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 9.90 | |||
| Company Info |
Citizens 1st Bank
Tyler, TX |
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| FDIC Number | 1715 | |||
| Phone Number | (903) 581-1900 | |||
| Website | www.citizens1stbank.com | |||
| Asset Quality |
Citizens 1st Bank
Tyler, TX |
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| 1-Year Asset Growth | -5.21% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.16% | |||
| 5-Year Asset Growth | -0.84% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Balance Sheet |
Citizens 1st Bank
Tyler, TX |
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| Total Assets | -- | |||
| Total Deposits | $577.83M | |||
| Capital and Reserves |
Citizens 1st Bank
Tyler, TX |
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| Leverage Ratio | 20.64 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Risk-Based Capital Ratio | 40.29 | |||
| Capital | $112.63M | |||
| Liquidity |
Citizens 1st Bank
Tyler, TX |
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| Hot Money Ratio | 23.39% | |||
| Liquidity Ratio | 33.99% | |||
| Profitability |
Citizens 1st Bank
Tyler, TX |
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| Net Interest Spread | 2.75% | |||
| 5-Year Return on Average Assets | 1.59% | |||
| Operating Profit to Average Assets | 1.39% | |||
| Overhead Efficiency Ratio | 41.94% | |||
| Return on Assets | 1.39% | |||
| Net Income | $2.57M | |||
| Return on Equity | 9.46% | |||
