B
Dairy State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dairy State Bank
Rice Lake, WI
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Rating B
Asset Quality Index 7.90
Capitalization Index 9.60
Liquidity Index 4.20
Profitability Index 3.40
Stability Index 6.50
Company Info Dairy State Bank
Rice Lake, WI
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FDIC Number 17162
Phone Number (715) 234-9181
Website www.dairystatebank.com
Asset Quality Dairy State Bank
Rice Lake, WI
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1-Year Asset Growth -0.86%
5-Year Asset Growth 8.86%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.15%
Non-Performing Loans to Loans 0.58%
Balance Sheet Dairy State Bank
Rice Lake, WI
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Total Assets 743.87M
Total Deposits 640.38M
Capital and Reserves Dairy State Bank
Rice Lake, WI
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Capital 70.53M
Leverage Ratio 10.75
Loan Loss Reserves to Loans 2.23%
Risk-Based Capital Ratio --
Liquidity Dairy State Bank
Rice Lake, WI
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Hot Money Ratio 13.84%
Liquidity Ratio 33.06%
Profitability Dairy State Bank
Rice Lake, WI
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5-Year Return on Average Assets 0.53%
Net Income 1.79M
Net Interest Spread 2.46%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 61.89%
Return on Assets 0.94%
Return on Equity 10.42%