B
Dairy State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dairy State Bank
Rice Lake, WI
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 3.80
Stability Index 6.40
Company Info Dairy State Bank
Rice Lake, WI
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FDIC Number 17162
Phone Number (715) 234-9181
Website www.dairystatebank.com
Asset Quality Dairy State Bank
Rice Lake, WI
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1-Year Asset Growth -5.19%
5-Year Asset Growth 8.86%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.14%
Non-Performing Loans to Loans 0.03%
Balance Sheet Dairy State Bank
Rice Lake, WI
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Total Assets 720.92M
Total Deposits 615.13M
Capital and Reserves Dairy State Bank
Rice Lake, WI
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Capital 76.31M
Leverage Ratio 11.57
Loan Loss Reserves to Loans 2.07%
Risk-Based Capital Ratio --
Liquidity Dairy State Bank
Rice Lake, WI
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Hot Money Ratio 13.10%
Liquidity Ratio 27.87%
Profitability Dairy State Bank
Rice Lake, WI
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5-Year Return on Average Assets 0.53%
Net Income 4.80M
Net Interest Spread 2.60%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 64.00%
Return on Assets 0.86%
Return on Equity 8.92%