B
Dairy State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dairy State Bank
Rice Lake, WI
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 4.30
Stability Index 7.00
Company Info Dairy State Bank
Rice Lake, WI
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FDIC Number 17162
Phone Number (715) 234-9181
Website www.dairystatebank.com
Asset Quality Dairy State Bank
Rice Lake, WI
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1-Year Asset Growth 1.34%
5-Year Asset Growth 3.28%
5-Year Charge-Offs to Average Loans -0.14%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.25%
Non-Performing Loans to Loans 0.06%
Balance Sheet Dairy State Bank
Rice Lake, WI
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Total Assets 730.30M
Total Deposits 630.42M
Capital and Reserves Dairy State Bank
Rice Lake, WI
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Capital 82.19M
Leverage Ratio 11.96
Loan Loss Reserves to Loans 2.00%
Risk-Based Capital Ratio --
Liquidity Dairy State Bank
Rice Lake, WI
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Hot Money Ratio 11.50%
Liquidity Ratio 24.70%
Profitability Dairy State Bank
Rice Lake, WI
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5-Year Return on Average Assets 0.53%
Net Income 3.84M
Net Interest Spread 2.91%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 61.60%
Return on Assets 1.02%
Return on Equity 9.61%