D
Peoples State Bank, Fairmount, North Dakota
Rating Date
March 2026
Risk Based
Capital Ratio
13.25
Leverage
Ratio
8.39
Return On
Assets
0.55%
Total
Assets
35.95M
Capital
2.62M
Total
Deposits
33.22M
Net
Income
204.00K
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Weiss Ratings Peoples State Bank, Fairmount, North Dakota
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Rating D
Asset Quality Index 8.60
Capitalization Index 6.40
Liquidity Index 3.00
Profitability Index 3.60
Stability Index 2.30
Company Info Peoples State Bank, Fairmount, North Dakota
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FDIC Number 17174
Phone Number (701) 474-5515
Website www.peoples-state.com
Asset Quality Peoples State Bank, Fairmount, North Dakota
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1-Year Asset Growth 1.78%
5-Year Asset Growth 1.91%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Peoples State Bank, Fairmount, North Dakota
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Total Assets 35.95M
Total Deposits 33.22M
Capital and Reserves Peoples State Bank, Fairmount, North Dakota
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Capital 2.62M
Leverage Ratio 8.39
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 13.25
Liquidity Peoples State Bank, Fairmount, North Dakota
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Hot Money Ratio 7.97%
Liquidity Ratio 21.96%
Profitability Peoples State Bank, Fairmount, North Dakota
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5-Year Return on Average Assets 0.49%
Net Income 204.00K
Net Interest Spread 4.04%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 82.17%
Return on Assets 0.55%
Return on Equity 8.47%