D
Peoples State Bank, Fairmount, North Dakota
Rating Date
August 2026
Risk Based
Capital Ratio
12.25
Leverage
Ratio
8.38
Return On
Assets
0.95%
Total
Assets
38.49M
Capital
2.66M
Total
Deposits
35.63M
Net
Income
182.00K
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Weiss Ratings Peoples State Bank, Fairmount, North Dakota
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Rating D
Asset Quality Index 8.70
Capitalization Index 6.40
Liquidity Index 3.40
Profitability Index 4.60
Stability Index 2.30
Company Info Peoples State Bank, Fairmount, North Dakota
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FDIC Number 17174
Phone Number (701) 474-5515
Website www.peoples-state.com
Asset Quality Peoples State Bank, Fairmount, North Dakota
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1-Year Asset Growth 4.49%
5-Year Asset Growth 1.91%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Peoples State Bank, Fairmount, North Dakota
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Total Assets 38.49M
Total Deposits 35.63M
Capital and Reserves Peoples State Bank, Fairmount, North Dakota
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Capital 2.66M
Leverage Ratio 8.38
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 12.25
Liquidity Peoples State Bank, Fairmount, North Dakota
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Hot Money Ratio 6.03%
Liquidity Ratio 27.54%
Profitability Peoples State Bank, Fairmount, North Dakota
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5-Year Return on Average Assets 0.53%
Net Income 182.00K
Net Interest Spread 4.36%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 70.23%
Return on Assets 0.95%
Return on Equity 13.77%