| Weiss Ratings |
United Bank
Zebulon, GA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 9.80 | |||
| Company Info |
United Bank
Zebulon, GA |
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| FDIC Number | 172 | |||
| Phone Number | (770) 567-7211 | |||
| Website | www.accessunited.com | |||
| Asset Quality |
United Bank
Zebulon, GA |
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| 1-Year Asset Growth | 4.86% | |||
| 5-Year Asset Growth | 4.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.96% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
United Bank
Zebulon, GA |
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| Total Assets | 2.33B | |||
| Total Deposits | 2.07B | |||
| Capital and Reserves |
United Bank
Zebulon, GA |
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| Capital | 238.32M | |||
| Leverage Ratio | 11.24 | |||
| Loan Loss Reserves to Loans | 1.98% | |||
| Risk-Based Capital Ratio | 24.15 | |||
| Liquidity |
United Bank
Zebulon, GA |
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| Hot Money Ratio | 2.76% | |||
| Liquidity Ratio | 59.43% | |||
| Profitability |
United Bank
Zebulon, GA |
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| 5-Year Return on Average Assets | 2.21% | |||
| Net Income | 58.71M | |||
| Net Interest Spread | 5.34% | |||
| Operating Profit to Average Assets | 3.46% | |||
| Overhead Efficiency Ratio | 42.95% | |||
| Return on Assets | 2.69% | |||
| Return on Equity | 22.71% | |||