| Weiss Ratings |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 9.80 | |||
| Company Info |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 172 | |||
| Phone Number | (770) 567-7211 | |||
| Website | www.accessunited.com | |||
| Asset Quality |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.41% | |||
| 5-Year Asset Growth | 9.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.70% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.15B | |||
| Total Deposits | 1.88B | |||
| Capital and Reserves |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 253.62M | |||
| Leverage Ratio | 12.59 | |||
| Loan Loss Reserves to Loans | 1.92% | |||
| Risk-Based Capital Ratio | 26.11 | |||
| Liquidity |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.21% | |||
| Liquidity Ratio | 56.24% | |||
| Profitability |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.21% | |||
| Net Income | 29.59M | |||
| Net Interest Spread | 5.39% | |||
| Operating Profit to Average Assets | 3.51% | |||
| Overhead Efficiency Ratio | 42.91% | |||
| Return on Assets | 2.74% | |||
| Return on Equity | 22.96% | |||