| Weiss Ratings |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 9.40 | |||
| Company Info |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 172 | |||
| Phone Number | (770) 567-7211 | |||
| Website | www.accessunited.com | |||
| Asset Quality |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.69% | |||
| 5-Year Asset Growth | 12.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.68% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.10B | |||
| Total Deposits | 1.83B | |||
| Capital and Reserves |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 251.59M | |||
| Leverage Ratio | 12.61 | |||
| Loan Loss Reserves to Loans | 1.88% | |||
| Risk-Based Capital Ratio | 26.49 | |||
| Liquidity |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.37% | |||
| Liquidity Ratio | 55.85% | |||
| Profitability |
United Bank
Zebulon, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.15% | |||
| Net Income | 43.89M | |||
| Net Interest Spread | 5.40% | |||
| Operating Profit to Average Assets | 3.56% | |||
| Overhead Efficiency Ratio | 43.55% | |||
| Return on Assets | 2.72% | |||
| Return on Equity | 25.48% | |||