| Weiss Ratings |
United Bank
Zebulon, GA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 9.80 | |||
| Company Info |
United Bank
Zebulon, GA |
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| FDIC Number | 172 | |||
| Phone Number | (770) 567-7211 | |||
| Website | www.accessunited.com | |||
| Asset Quality |
United Bank
Zebulon, GA |
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| 1-Year Asset Growth | 4.07% | |||
| 5-Year Asset Growth | 9.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.70% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
United Bank
Zebulon, GA |
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| Total Assets | 2.19B | |||
| Total Deposits | 1.89B | |||
| Capital and Reserves |
United Bank
Zebulon, GA |
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| Capital | 272.64M | |||
| Leverage Ratio | 13.18 | |||
| Loan Loss Reserves to Loans | 1.92% | |||
| Risk-Based Capital Ratio | 27.13 | |||
| Liquidity |
United Bank
Zebulon, GA |
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| Hot Money Ratio | 3.11% | |||
| Liquidity Ratio | 56.85% | |||
| Profitability |
United Bank
Zebulon, GA |
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| 5-Year Return on Average Assets | 2.21% | |||
| Net Income | 43.94M | |||
| Net Interest Spread | 5.39% | |||
| Operating Profit to Average Assets | 3.47% | |||
| Overhead Efficiency Ratio | 43.20% | |||
| Return on Assets | 2.71% | |||
| Return on Equity | 22.57% | |||