| Weiss Ratings |
United Bank
Zebulon, GA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 9.00 | |||
| Company Info |
United Bank
Zebulon, GA |
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| FDIC Number | 172 | |||
| Phone Number | (770) 567-7211 | |||
| Website | www.accessunited.com | |||
| Asset Quality |
United Bank
Zebulon, GA |
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| 1-Year Asset Growth | 3.03% | |||
| 5-Year Asset Growth | 4.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | -0.10% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.85% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
United Bank
Zebulon, GA |
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| Total Assets | 2.22B | |||
| Total Deposits | 1.95B | |||
| Capital and Reserves |
United Bank
Zebulon, GA |
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| Capital | 248.81M | |||
| Leverage Ratio | 11.94 | |||
| Loan Loss Reserves to Loans | 2.01% | |||
| Risk-Based Capital Ratio | 24.74 | |||
| Liquidity |
United Bank
Zebulon, GA |
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| Hot Money Ratio | 2.99% | |||
| Liquidity Ratio | 56.60% | |||
| Profitability |
United Bank
Zebulon, GA |
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| 5-Year Return on Average Assets | 2.33% | |||
| Net Income | 14.74M | |||
| Net Interest Spread | 5.02% | |||
| Operating Profit to Average Assets | 3.44% | |||
| Overhead Efficiency Ratio | 43.68% | |||
| Return on Assets | 2.66% | |||
| Return on Equity | 24.20% | |||