| Weiss Ratings |
Western Bank
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Western Bank
Lubbock, TX |
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| FDIC Number | 1720 | |||
| Phone Number | (806) 798-9700 | |||
| Website | www.westernbank.com | |||
| Asset Quality |
Western Bank
Lubbock, TX |
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| 1-Year Asset Growth | 14.63% | |||
| 5-Year Asset Growth | 26.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 0.07% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Western Bank
Lubbock, TX |
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| Total Assets | 827.76M | |||
| Total Deposits | 744.18M | |||
| Capital and Reserves |
Western Bank
Lubbock, TX |
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| Capital | 65.14M | |||
| Leverage Ratio | 9.08 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Western Bank
Lubbock, TX |
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| Hot Money Ratio | 29.03% | |||
| Liquidity Ratio | 12.29% | |||
| Profitability |
Western Bank
Lubbock, TX |
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| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 3.26M | |||
| Net Interest Spread | 5.11% | |||
| Operating Profit to Average Assets | 1.69% | |||
| Overhead Efficiency Ratio | 66.03% | |||
| Return on Assets | 1.69% | |||
| Return on Equity | 20.46% | |||