| Weiss Ratings |
Western Bank
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
Western Bank
Lubbock, TX |
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| FDIC Number | 1720 | |||
| Phone Number | (806) 798-9700 | |||
| Website | www.westernbank.com | |||
| Asset Quality |
Western Bank
Lubbock, TX |
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| 1-Year Asset Growth | 16.77% | |||
| 5-Year Asset Growth | 24.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 2.46% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Western Bank
Lubbock, TX |
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| Total Assets | 947.18M | |||
| Total Deposits | 796.87M | |||
| Capital and Reserves |
Western Bank
Lubbock, TX |
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| Capital | 83.84M | |||
| Leverage Ratio | 9.77 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Western Bank
Lubbock, TX |
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| Hot Money Ratio | 26.94% | |||
| Liquidity Ratio | 12.91% | |||
| Profitability |
Western Bank
Lubbock, TX |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 8.39M | |||
| Net Interest Spread | 5.51% | |||
| Operating Profit to Average Assets | 1.94% | |||
| Overhead Efficiency Ratio | 62.87% | |||
| Return on Assets | 1.94% | |||
| Return on Equity | 21.78% | |||