B
The Potter State Bank of Potter
PotterNE
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Potter State Bank of Potter
Potter, NE
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Rating B
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 5.20
Stability Index 6.90
Company Info The Potter State Bank of Potter
Potter, NE
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FDIC Number 17205
Phone Number (308) 879-4451
Website www.potterstatebank.com
Asset Quality The Potter State Bank of Potter
Potter, NE
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1-Year Asset Growth 13.35%
5-Year Asset Growth 4.63%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 11.39%
Non-Performing Loans to Loans 0.77%
Balance Sheet The Potter State Bank of Potter
Potter, NE
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Total Assets 53.64M
Total Deposits 47.28M
Capital and Reserves The Potter State Bank of Potter
Potter, NE
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Capital 6.02M
Leverage Ratio 13.39
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity The Potter State Bank of Potter
Potter, NE
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Hot Money Ratio 26.88%
Liquidity Ratio 56.14%
Profitability The Potter State Bank of Potter
Potter, NE
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5-Year Return on Average Assets 0.96%
Net Income 532.00K
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 63.62%
Return on Assets 1.07%
Return on Equity 7.61%