B
The Citizens Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens Bank
Batesville, AR
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.90
Capitalization Index 6.50
Liquidity Index 2.70
Profitability Index 6.00
Stability Index 5.70
Company Info The Citizens Bank
Batesville, AR
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 17211
Phone Number (870) 793-4441
Website www.thecitizensbank.net
Asset Quality The Citizens Bank
Batesville, AR
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.64%
5-Year Asset Growth 9.02%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.58%
Non-Performing Loans to Loans 0.32%
Balance Sheet The Citizens Bank
Batesville, AR
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.60B
Total Deposits 1.46B
Capital and Reserves The Citizens Bank
Batesville, AR
Click to
Compare
Click to
Compare
Click to
Compare
Capital 135.18M
Leverage Ratio 8.48
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 11.18
Liquidity The Citizens Bank
Batesville, AR
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 25.67%
Liquidity Ratio 15.66%
Profitability The Citizens Bank
Batesville, AR
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.89%
Net Income 20.26M
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 53.23%
Return on Assets 1.30%
Return on Equity 15.96%