| Weiss Ratings |
Citizens State Bank
Sealy, TX |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
Citizens State Bank
Sealy, TX |
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| FDIC Number | 17214 | |||
| Phone Number | (979) 885-3571 | |||
| Website | www.csbsealy.com | |||
| Asset Quality |
Citizens State Bank
Sealy, TX |
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| 1-Year Asset Growth | 16.97% | |||
| 5-Year Asset Growth | 8.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens State Bank
Sealy, TX |
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| Total Assets | 507.04M | |||
| Total Deposits | 456.62M | |||
| Capital and Reserves |
Citizens State Bank
Sealy, TX |
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| Capital | 45.06M | |||
| Leverage Ratio | 10.35 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Sealy, TX |
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| Hot Money Ratio | 39.49% | |||
| Liquidity Ratio | 35.72% | |||
| Profitability |
Citizens State Bank
Sealy, TX |
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| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 3.53M | |||
| Net Interest Spread | 3.21% | |||
| Operating Profit to Average Assets | 1.71% | |||
| Overhead Efficiency Ratio | 44.18% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 16.02% | |||