| Weiss Ratings |
Citizens State Bank
Sealy, TX |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 6.90 | |||
| Company Info |
Citizens State Bank
Sealy, TX |
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| FDIC Number | 17214 | |||
| Phone Number | (979) 885-3571 | |||
| Website | www.csbsealy.com | |||
| Asset Quality |
Citizens State Bank
Sealy, TX |
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| 1-Year Asset Growth | 5.44% | |||
| 5-Year Asset Growth | 7.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens State Bank
Sealy, TX |
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| Total Assets | 450.18M | |||
| Total Deposits | 402.40M | |||
| Capital and Reserves |
Citizens State Bank
Sealy, TX |
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| Capital | 43.37M | |||
| Leverage Ratio | 11.29 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Sealy, TX |
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| Hot Money Ratio | 39.17% | |||
| Liquidity Ratio | 34.73% | |||
| Profitability |
Citizens State Bank
Sealy, TX |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 4.44M | |||
| Net Interest Spread | 3.11% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 46.64% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 15.27% | |||