B
Sidney State Bank
Sidney,  MI
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sidney State Bank
Sidney, MI
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.00
Liquidity Index 2.90
Profitability Index 9.20
Stability Index 6.20
Company Info Sidney State Bank
Sidney, MI
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FDIC Number 17232
Phone Number (989) 328-2501
Website www.sidneybank.com
Asset Quality Sidney State Bank
Sidney, MI
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1-Year Asset Growth -5.34%
5-Year Asset Growth 9.14%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.06%
Balance Sheet Sidney State Bank
Sidney, MI
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Total Assets 138.70M
Total Deposits 123.08M
Capital and Reserves Sidney State Bank
Sidney, MI
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Capital 13.52M
Leverage Ratio 9.65
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio --
Liquidity Sidney State Bank
Sidney, MI
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Hot Money Ratio 14.13%
Liquidity Ratio 36.08%
Profitability Sidney State Bank
Sidney, MI
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5-Year Return on Average Assets 1.15%
Net Income 1.36M
Net Interest Spread 5.01%
Operating Profit to Average Assets 2.41%
Overhead Efficiency Ratio 50.72%
Return on Assets 1.91%
Return on Equity 20.46%