B
North Central Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Central Bank
Hennepin, IL
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.90
Stability Index 8.10
Company Info North Central Bank
Hennepin, IL
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FDIC Number 17241
Phone Number (815) 925-7373
Website www.northcentralbank.com/
Asset Quality North Central Bank
Hennepin, IL
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1-Year Asset Growth 6.93%
5-Year Asset Growth 4.44%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 1.73%
Non-Performing Loans to Loans 0.71%
Balance Sheet North Central Bank
Hennepin, IL
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Total Assets 159.35M
Total Deposits 137.26M
Capital and Reserves North Central Bank
Hennepin, IL
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Capital 19.83M
Leverage Ratio 12.35
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio --
Liquidity North Central Bank
Hennepin, IL
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Hot Money Ratio 19.44%
Liquidity Ratio 22.18%
Profitability North Central Bank
Hennepin, IL
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5-Year Return on Average Assets 1.28%
Net Income 2.25M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 64.12%
Return on Assets 1.42%
Return on Equity 12.56%