B
North Central Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Central Bank
Hennepin, IL
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 5.60
Stability Index 8.20
Company Info North Central Bank
Hennepin, IL
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FDIC Number 17241
Phone Number (815) 925-7373
Website www.northcentralbank.com/
Asset Quality North Central Bank
Hennepin, IL
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1-Year Asset Growth 3.60%
5-Year Asset Growth 4.58%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 0.18%
Non-Performing Loans to Loans 0.76%
Balance Sheet North Central Bank
Hennepin, IL
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Total Assets 164.35M
Total Deposits 143.35M
Capital and Reserves North Central Bank
Hennepin, IL
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Capital 18.88M
Leverage Ratio 11.99
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio --
Liquidity North Central Bank
Hennepin, IL
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Hot Money Ratio 17.52%
Liquidity Ratio 25.77%
Profitability North Central Bank
Hennepin, IL
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5-Year Return on Average Assets 1.28%
Net Income 1.66M
Net Interest Spread 3.46%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 63.97%
Return on Assets 1.41%
Return on Equity 12.68%