St. Ansgar State Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Fair (3.5) profitability. A current level of 5.9 percent of nonperforming loans to core capital combined with 1.6 percent from a year earlier contributes to the Good asset quality (5.6).
Other Rating Factors:
Good current capitalization (6.2 on a scale of 0 to 10) and a capital leverage ratio of 9.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Asset Mix:
Securities (27%), home mtgs (14%), comm loans (8%), cash (2%), comm re (1%), consumer loans (1%), other (47%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
St. Ansgar Bancorporation
Investment Rating
--
Address
237 West Fourth Street
Saint Ansgar, IA 50472
Saint Ansgar, IA 50472
Phone Number
(641) 713-4501
Year Founded
1891
FDIC Number
Website
Largest Affiliates
No affiliate information available.