| Weiss Ratings |
Essex Savings Bank
Essex, CT |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 7.80 | |||
| Company Info |
Essex Savings Bank
Essex, CT |
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| FDIC Number | 17262 | |||
| Phone Number | (860) 767-4414 | |||
| Website | www.essexsavings.com | |||
| Asset Quality |
Essex Savings Bank
Essex, CT |
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| 1-Year Asset Growth | 1.37% | |||
| 5-Year Asset Growth | 3.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.52% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Essex Savings Bank
Essex, CT |
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| Total Assets | 512.10M | |||
| Total Deposits | 433.10M | |||
| Capital and Reserves |
Essex Savings Bank
Essex, CT |
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| Capital | 68.55M | |||
| Leverage Ratio | 12.04 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Essex Savings Bank
Essex, CT |
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| Hot Money Ratio | 16.20% | |||
| Liquidity Ratio | 27.63% | |||
| Profitability |
Essex Savings Bank
Essex, CT |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 721.00K | |||
| Net Interest Spread | 3.39% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 88.97% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 4.24% | |||