| Weiss Ratings |
Essex Savings Bank
Essex, CT |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 7.80 | |||
| Company Info |
Essex Savings Bank
Essex, CT |
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| FDIC Number | 17262 | |||
| Phone Number | (860) 767-4414 | |||
| Website | www.essexsavings.com | |||
| Asset Quality |
Essex Savings Bank
Essex, CT |
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| 1-Year Asset Growth | 0.56% | |||
| 5-Year Asset Growth | 3.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 8.07% | |||
| Non-Performing Loans to Loans | 1.42% | |||
| Balance Sheet |
Essex Savings Bank
Essex, CT |
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| Total Assets | 513.07M | |||
| Total Deposits | 432.01M | |||
| Capital and Reserves |
Essex Savings Bank
Essex, CT |
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| Capital | 69.93M | |||
| Leverage Ratio | 12.13 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Essex Savings Bank
Essex, CT |
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| Hot Money Ratio | 16.69% | |||
| Liquidity Ratio | 26.33% | |||
| Profitability |
Essex Savings Bank
Essex, CT |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 1.90M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 86.50% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 5.54% | |||