B
Essex Bank
Essex,  CT
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Essex Bank
Essex, CT
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Rating B
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 5.50
Stability Index 8.30
Company Info Essex Bank
Essex, CT
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FDIC Number 17262
Phone Number (860) 767-4414
Website www.essex.bank
Asset Quality Essex Bank
Essex, CT
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1-Year Asset Growth 4.59%
5-Year Asset Growth 1.41%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 6.66%
Non-Performing Loans to Loans 1.27%
Balance Sheet Essex Bank
Essex, CT
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Total Assets 536.62M
Total Deposits 447.93M
Capital and Reserves Essex Bank
Essex, CT
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Capital 76.60M
Leverage Ratio 12.87
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio --
Liquidity Essex Bank
Essex, CT
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Hot Money Ratio 18.15%
Liquidity Ratio 29.30%
Profitability Essex Bank
Essex, CT
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5-Year Return on Average Assets 0.77%
Net Income 2.91M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 82.46%
Return on Assets 1.11%
Return on Equity 7.76%