B
Essex Bank
EssexCT
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Essex Bank
Essex, CT
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Rating B
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 4.40
Stability Index 7.80
Company Info Essex Bank
Essex, CT
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FDIC Number 17262
Phone Number (860) 767-4414
Website www.essex.bank
Asset Quality Essex Bank
Essex, CT
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1-Year Asset Growth 3.36%
5-Year Asset Growth 3.76%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.01%
Non-Performing Loans to Capital 7.75%
Non-Performing Loans to Loans 1.37%
Balance Sheet Essex Bank
Essex, CT
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Total Assets 505.68M
Total Deposits 423.04M
Capital and Reserves Essex Bank
Essex, CT
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Capital 71.45M
Leverage Ratio 12.45
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio --
Liquidity Essex Bank
Essex, CT
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Hot Money Ratio 16.67%
Liquidity Ratio 23.73%
Profitability Essex Bank
Essex, CT
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5-Year Return on Average Assets 0.63%
Net Income 3.21M
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 85.53%
Return on Assets 0.84%
Return on Equity 6.17%