B
Umpqua Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Umpqua Bank
Portland, OR
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Rating B
Asset Quality Index 6.70
Capitalization Index 7.00
Liquidity Index 2.80
Profitability Index 2.00
Stability Index 7.80
Company Info Umpqua Bank
Portland, OR
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FDIC Number 17266
Phone Number (866) 486-7782
Website www.umpquabank.com
Asset Quality Umpqua Bank
Portland, OR
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1-Year Asset Growth -1.36%
5-Year Asset Growth 15.79%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 0.66%
Balance Sheet Umpqua Bank
Portland, OR
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Total Assets 51.51B
Total Deposits 42.29B
Capital and Reserves Umpqua Bank
Portland, OR
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Capital 5.59B
Leverage Ratio 9.02
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 12.56
Liquidity Umpqua Bank
Portland, OR
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Hot Money Ratio 11.72%
Liquidity Ratio 9.00%
Profitability Umpqua Bank
Portland, OR
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5-Year Return on Average Assets -0.16%
Net Income 93.04M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 68.14%
Return on Assets 0.72%
Return on Equity 6.73%