BankIowa
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.6 has resulted in Good (6.2) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.5. A current level of 5.9 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Good asset quality (6.6).
Asset Mix:
Comm re (20%), comm loans (13%), home mtgs (13%), securities (12%), cash (2%), home eq lns (1%), consumer loans (1%), other (38%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Fidelity Ban Corporation
Investment Rating
--
Address
7045 C Avenue, NE
Cedar Rapids, IA 52402
Cedar Rapids, IA 52402
Phone Number
(319) 395-9100
Year Founded
1921
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.