Peoples Bank of Greensboro
Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Fair (3.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.3 on a scale of 0 to 10) based on a risk-based capital ratio of 19.5 and a capital leverage ratio of 9.9. A current level of 4.2 percent of nonperforming loans to core capital combined with 10.5 percent from a year earlier contributes to the Good asset quality (5.8).
Asset Mix:
Securities (42%), home mtgs (14%), consumer loans (6%), comm loans (6%), cash (4%), comm re (3%), other (24%)
States with Branches:
AL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greensboro Bancshares, Inc.
Investment Rating
--
Address
1402 State Street
Greensboro, AL 36744
Greensboro, AL 36744
Phone Number
(334) 624-8804
Year Founded
1904
FDIC Number
Largest Affiliates
No affiliate information available.