B
Peoples Bank & Trust
PanaIL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust
Pana, IL
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Rating B
Asset Quality Index 5.30
Capitalization Index 6.60
Liquidity Index 2.80
Profitability Index 8.80
Stability Index 6.70
Company Info Peoples Bank & Trust
Pana, IL
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FDIC Number 17320
Phone Number (217) 562-2137
Website www.bankpbt.com
Asset Quality Peoples Bank & Trust
Pana, IL
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1-Year Asset Growth 4.34%
5-Year Asset Growth 5.31%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 6.31%
Non-Performing Loans to Loans 1.17%
Balance Sheet Peoples Bank & Trust
Pana, IL
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Total Assets 618.05M
Total Deposits 501.07M
Capital and Reserves Peoples Bank & Trust
Pana, IL
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Capital 56.53M
Leverage Ratio 8.61
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 14.52
Liquidity Peoples Bank & Trust
Pana, IL
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Hot Money Ratio 2.63%
Liquidity Ratio 11.66%
Profitability Peoples Bank & Trust
Pana, IL
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5-Year Return on Average Assets 1.28%
Net Income 9.58M
Net Interest Spread 4.86%
Operating Profit to Average Assets 2.14%
Overhead Efficiency Ratio 48.95%
Return on Assets 1.58%
Return on Equity 16.18%