B
Peoples Bank & Trust
PanaIL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust
Pana, IL
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Rating B
Asset Quality Index 5.50
Capitalization Index 6.80
Liquidity Index 2.90
Profitability Index 9.30
Stability Index 6.70
Company Info Peoples Bank & Trust
Pana, IL
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FDIC Number 17320
Phone Number (217) 562-2137
Website www.bankpbt.com
Asset Quality Peoples Bank & Trust
Pana, IL
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1-Year Asset Growth 1.77%
5-Year Asset Growth 7.91%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.15%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 5.20%
Non-Performing Loans to Loans 1.14%
Balance Sheet Peoples Bank & Trust
Pana, IL
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Total Assets 625.15M
Total Deposits 525.61M
Capital and Reserves Peoples Bank & Trust
Pana, IL
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Capital 57.21M
Leverage Ratio 8.81
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 15.57
Liquidity Peoples Bank & Trust
Pana, IL
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Hot Money Ratio 2.49%
Liquidity Ratio 9.26%
Profitability Peoples Bank & Trust
Pana, IL
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5-Year Return on Average Assets 1.28%
Net Income 8.04M
Net Interest Spread 4.82%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 46.40%
Return on Assets 1.77%
Return on Equity 17.86%