B
First State Community Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Community Bank
Farmington, MO
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 8.40
Stability Index 6.30
Company Info First State Community Bank
Farmington, MO
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FDIC Number 17323
Phone Number (573) 756-4547
Website www.fscb.com
Asset Quality First State Community Bank
Farmington, MO
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1-Year Asset Growth 6.10%
5-Year Asset Growth 12.16%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.68%
Non-Performing Loans to Loans 0.42%
Balance Sheet First State Community Bank
Farmington, MO
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Total Assets 4.21B
Total Deposits 3.55B
Capital and Reserves First State Community Bank
Farmington, MO
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Capital 485.12M
Leverage Ratio 11.21
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 14.47
Liquidity First State Community Bank
Farmington, MO
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Hot Money Ratio 14.56%
Liquidity Ratio 9.76%
Profitability First State Community Bank
Farmington, MO
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5-Year Return on Average Assets 1.55%
Net Income 18.15M
Net Interest Spread 3.57%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 51.29%
Return on Assets 1.75%
Return on Equity 15.00%